Compare Today's $196,000 Refinance Rates

What are the current refinance rates for a $196k mortgage?

Let's assume your FICO score is 740+, your home value is $245,000, and your mortgage balance is $196,000. Those numbers will give you 80% LTV. A 30-year fixed average mortgage refinance rate would be about 2.750 % based on the rates table below. Please keep in mind that your mortgage rate will vary, depending on the length and terms you select. It can also vary due to your financial situation and various other factors.

Compare current refinance rates today

Last updated: Apr 19, 2021
AmeriSave Mortgage Corporation NMLS: 1168, Lic.: MC-2462
 
30YR FIXED / APR
2.864%
 
Per month
$801
Rate: 2.750%
Fees: $2,911
Points: 1.230
Lock: 45 days
View Details
Beeline Loans, Inc. NMLS: 1799947
 
30YR FIXED / APR
2.842%
 
Per month
$801
Rate: 2.750%
Fees: $2,348
Points: 1.198
Lock: 45 days
View Details
Rocket Mortgage NMLS: 3030
 
30YR FIXED / APR
3.331%
 
Per month
$840
Rate: 3.125%
Fees: $5,170
Points: 2.000
Lock: 45 days
View Details
.Brown Bag Marketing NMLS: 12345
 
30YR FIXED / APR
2.602%
 
Per month
$775
Rate: 2.500%
Fees: $2,654
Points: 1.354
Lock: 30 days
View Details
AimLoan.com NMLS: 2890, Lic.: MC-3098
 
30YR FIXED / APR
2.721%
 
Per month
$788
Rate: 2.625%
Fees: $2,483
Points: 1.267
Lock: 30 days
View Details
Beeline Loans, Inc. NMLS: 1799947
 
30YR FIXED / APR
2.842%
 
Per month
$801
Rate: 2.750%
Fees: $2,348
Points: 1.198
Lock: 45 days
View Details
AmeriSave Mortgage Corporation NMLS: 1168, Lic.: MC-2462
 
30YR FIXED / APR
2.864%
 
Per month
$801
Rate: 2.750%
Fees: $2,911
Points: 1.230
Lock: 45 days
View Details

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