$300,000 House — Mortgage Rates

What are the current mortgage rates for a $300k home?

Assuming you have a 740+ FICO score and a 20%% down payment ($60,000), your total mortgage on a $300,000 home would be $$240,000. Based on the rates table below, a 30-year fixed average mortgage rate would be about 1.188%. Please keep in mind that your mortgage rate will vary, depending on its length and terms. It can also vary due to your financial situation and other miscellaneous factors.

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Last updated: Mar 19, 2024
Rocket Mortgage NMLS: 3030
 
30YR FIXED / APR
7.324%
 
Per month
$1,617
Rate: 7.125%
Fees: $0
Points: 2.000
Pts amt: $4,800
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MortgageResearch.com NMLS: Not a Lender
  • Premier resource for one-stop lender shopping
  • Get personalized purchase & refinance options
  • Find out what you're eligible for fast
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CrossCountry Mortgage NMLS: 3029
  • Top 3 Lender: Trusted and established.
  • 19K+ 5-star reviews: Proven customer satisfaction.
  • Wide mortgage selection: Tailored solutions.
  • Unmatched expertise: Your path to homeownership.
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Neighbors Bank NMLS: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
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FHAloans.com NMLS: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
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Veterans United Home Loans NMLS: 1907
  • $0 down payment for Veterans homebuying with a VA Loan
  • Secure preapproval quickly with 24/7 access
  • Tap into a network of 9,000+ Veteran-friendly real estate agents
  • 350,000+ verified customer reviews, 4.8/5 average rating
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

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