$398,000 House — Mortgage Rates

What are the current mortgage rates for a $398k home?

Assuming you have a 740+ FICO score and a 20%% down payment ($79,600), your total mortgage on a $398,000 home would be $$318,400. Based on the rates table below, a 30-year fixed average mortgage rate would be about 2.516%. Please keep in mind that your mortgage rate will vary, depending on its length and terms. It can also vary due to your financial situation and other miscellaneous factors.

Compare current mortgage rates today

Last updated: Apr 19, 2021
CityWorth Loans NMLS: 925476
 
30YR FIXED / APR
2.547%
 
Per month
$1,238
Rate: 2.375%
Fees: $7,285
Points: 1.992
Lock: 45 days
View Details
Beeline Loans, Inc. NMLS: 1799947
 
30YR FIXED / APR
2.625%
 
Per month
$1,259
Rate: 2.500%
Fees: $5,260
Points: 1.652
Lock: 45 days
View Details
Beeline Loans, Inc. NMLS: 1799947
 
30YR FIXED / APR
2.625%
 
Per month
$1,259
Rate: 2.500%
Fees: $5,260
Points: 1.652
Lock: 45 days
View Details
Morty, Inc. NMLS: 1429243
 
30YR FIXED / APR
2.521%
 
Per month
$1,238
Rate: 2.375%
Fees: $6,180
Points: 1.627
Lock: 30 days
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Rocket Mortgage NMLS: 3030
 
30YR FIXED / APR
3.176%
 
Per month
$1,341
Rate: 2.990%
Fees: $7,618
Points: 2.000
Lock: 45 days
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AimLoan.com NMLS: 2890, Lic.: MC-3098
 
30YR FIXED / APR
2.608%
 
Per month
$1,259
Rate: 2.500%
Fees: $4,537
Points: 1.425
Lock: 30 days
View Details
CityWorth Loans NMLS: 925476
 
30YR FIXED / APR
2.547%
 
Per month
$1,238
Rate: 2.375%
Fees: $7,285
Points: 1.992
Lock: 45 days
View Details

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