$13,000 Mortgage

How much is a mortgage payment on a $13,000 (13K) house?

Assuming you have a 20% down payment ($2,600), your total mortgage on a $13,000 home would be $10,400. For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $47 monthly payment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary, depending its length and terms.

Mortgage summary

Mortgage amount

$10,400

Mortgage amount
Monthly mortgage payment

$47

Monthly mortgage payment
Total interest paid

$6,412

Total interest paid
Payoff date

Jun, 2054

Payoff date

Amortization schedule

Year Interest Principal Balance
2024 $181.28 $98.92 $10,301.08
2025 $357.30 $203.11 $10,097.97
2026 $350.08 $210.33 $9,887.64
2027 $342.60 $217.81 $9,669.83
2028 $334.85 $225.56 $9,444.27
2029 $326.83 $233.58 $9,210.68
2030 $318.52 $241.89 $8,968.79
2031 $309.91 $250.49 $8,718.30
2032 $301.01 $259.40 $8,458.90
2033 $291.78 $268.63 $8,190.27
2034 $282.23 $278.18 $7,912.09
2035 $272.33 $288.08 $7,624.01
2036 $262.09 $298.32 $7,325.69
2037 $251.47 $308.93 $7,016.76
2038 $240.49 $319.92 $6,696.83
2039 $229.11 $331.30 $6,365.54
2040 $217.32 $343.08 $6,022.45
2041 $205.12 $355.29 $5,667.17
2042 $192.49 $367.92 $5,299.25
2043 $179.40 $381.01 $4,918.24
2044 $165.85 $394.56 $4,523.68
2045 $151.82 $408.59 $4,115.09
2046 $137.28 $423.12 $3,691.96
2047 $122.23 $438.17 $3,253.79
2048 $106.65 $453.76 $2,800.03
2049 $90.51 $469.90 $2,330.13
2050 $73.80 $486.61 $1,843.52
2051 $56.49 $503.92 $1,339.61
2052 $38.57 $521.84 $817.77
2053 $20.01 $540.40 $277.37
2054 $2.84 $277.37 $0.00
Month Interest Principal Balance
Jul, 2024 $30.33 $16.37 $10,383.63
Aug, 2024 $30.29 $16.42 $10,367.22
Sep, 2024 $30.24 $16.46 $10,350.75
Oct, 2024 $30.19 $16.51 $10,334.24
Nov, 2024 $30.14 $16.56 $10,317.68
Dec, 2024 $30.09 $16.61 $10,301.08
Jan, 2025 $30.04 $16.66 $10,284.42
Feb, 2025 $30.00 $16.70 $10,267.72
Mar, 2025 $29.95 $16.75 $10,250.96
Apr, 2025 $29.90 $16.80 $10,234.16
May, 2025 $29.85 $16.85 $10,217.31
Jun, 2025 $29.80 $16.90 $10,200.41
Jul, 2025 $29.75 $16.95 $10,183.46
Aug, 2025 $29.70 $17.00 $10,166.46
Sep, 2025 $29.65 $17.05 $10,149.41
Oct, 2025 $29.60 $17.10 $10,132.32
Nov, 2025 $29.55 $17.15 $10,115.17
Dec, 2025 $29.50 $17.20 $10,097.97
Jan, 2026 $29.45 $17.25 $10,080.72
Feb, 2026 $29.40 $17.30 $10,063.42
Mar, 2026 $29.35 $17.35 $10,046.07
Apr, 2026 $29.30 $17.40 $10,028.67
May, 2026 $29.25 $17.45 $10,011.22
Jun, 2026 $29.20 $17.50 $9,993.72
Jul, 2026 $29.15 $17.55 $9,976.17
Aug, 2026 $29.10 $17.60 $9,958.57
Sep, 2026 $29.05 $17.65 $9,940.91
Oct, 2026 $28.99 $17.71 $9,923.21
Nov, 2026 $28.94 $17.76 $9,905.45
Dec, 2026 $28.89 $17.81 $9,887.64
Jan, 2027 $28.84 $17.86 $9,869.78
Feb, 2027 $28.79 $17.91 $9,851.86
Mar, 2027 $28.73 $17.97 $9,833.90
Apr, 2027 $28.68 $18.02 $9,815.88
May, 2027 $28.63 $18.07 $9,797.81
Jun, 2027 $28.58 $18.12 $9,779.68
Jul, 2027 $28.52 $18.18 $9,761.51
Aug, 2027 $28.47 $18.23 $9,743.28
Sep, 2027 $28.42 $18.28 $9,724.99
Oct, 2027 $28.36 $18.34 $9,706.66
Nov, 2027 $28.31 $18.39 $9,688.27
Dec, 2027 $28.26 $18.44 $9,669.83
Jan, 2028 $28.20 $18.50 $9,651.33
Feb, 2028 $28.15 $18.55 $9,632.78
Mar, 2028 $28.10 $18.61 $9,614.17
Apr, 2028 $28.04 $18.66 $9,595.51
May, 2028 $27.99 $18.71 $9,576.80
Jun, 2028 $27.93 $18.77 $9,558.03
Jul, 2028 $27.88 $18.82 $9,539.21
Aug, 2028 $27.82 $18.88 $9,520.33
Sep, 2028 $27.77 $18.93 $9,501.40
Oct, 2028 $27.71 $18.99 $9,482.41
Nov, 2028 $27.66 $19.04 $9,463.37
Dec, 2028 $27.60 $19.10 $9,444.27
Jan, 2029 $27.55 $19.15 $9,425.11
Feb, 2029 $27.49 $19.21 $9,405.90
Mar, 2029 $27.43 $19.27 $9,386.63
Apr, 2029 $27.38 $19.32 $9,367.31
May, 2029 $27.32 $19.38 $9,347.93
Jun, 2029 $27.26 $19.44 $9,328.50
Jul, 2029 $27.21 $19.49 $9,309.00
Aug, 2029 $27.15 $19.55 $9,289.45
Sep, 2029 $27.09 $19.61 $9,269.85
Oct, 2029 $27.04 $19.66 $9,250.18
Nov, 2029 $26.98 $19.72 $9,230.46
Dec, 2029 $26.92 $19.78 $9,210.68
Jan, 2030 $26.86 $19.84 $9,190.85
Feb, 2030 $26.81 $19.89 $9,170.95
Mar, 2030 $26.75 $19.95 $9,151.00
Apr, 2030 $26.69 $20.01 $9,130.99
May, 2030 $26.63 $20.07 $9,110.92
Jun, 2030 $26.57 $20.13 $9,090.80
Jul, 2030 $26.51 $20.19 $9,070.61
Aug, 2030 $26.46 $20.24 $9,050.37
Sep, 2030 $26.40 $20.30 $9,030.06
Oct, 2030 $26.34 $20.36 $9,009.70
Nov, 2030 $26.28 $20.42 $8,989.28
Dec, 2030 $26.22 $20.48 $8,968.79
Jan, 2031 $26.16 $20.54 $8,948.25
Feb, 2031 $26.10 $20.60 $8,927.65
Mar, 2031 $26.04 $20.66 $8,906.99
Apr, 2031 $25.98 $20.72 $8,886.27
May, 2031 $25.92 $20.78 $8,865.49
Jun, 2031 $25.86 $20.84 $8,844.64
Jul, 2031 $25.80 $20.90 $8,823.74
Aug, 2031 $25.74 $20.96 $8,802.77
Sep, 2031 $25.67 $21.03 $8,781.75
Oct, 2031 $25.61 $21.09 $8,760.66
Nov, 2031 $25.55 $21.15 $8,739.51
Dec, 2031 $25.49 $21.21 $8,718.30
Jan, 2032 $25.43 $21.27 $8,697.03
Feb, 2032 $25.37 $21.33 $8,675.70
Mar, 2032 $25.30 $21.40 $8,654.30
Apr, 2032 $25.24 $21.46 $8,632.84
May, 2032 $25.18 $21.52 $8,611.32
Jun, 2032 $25.12 $21.58 $8,589.73
Jul, 2032 $25.05 $21.65 $8,568.09
Aug, 2032 $24.99 $21.71 $8,546.38
Sep, 2032 $24.93 $21.77 $8,524.60
Oct, 2032 $24.86 $21.84 $8,502.77
Nov, 2032 $24.80 $21.90 $8,480.86
Dec, 2032 $24.74 $21.96 $8,458.90
Jan, 2033 $24.67 $22.03 $8,436.87
Feb, 2033 $24.61 $22.09 $8,414.78
Mar, 2033 $24.54 $22.16 $8,392.62
Apr, 2033 $24.48 $22.22 $8,370.40
May, 2033 $24.41 $22.29 $8,348.11
Jun, 2033 $24.35 $22.35 $8,325.76
Jul, 2033 $24.28 $22.42 $8,303.34
Aug, 2033 $24.22 $22.48 $8,280.86
Sep, 2033 $24.15 $22.55 $8,258.31
Oct, 2033 $24.09 $22.61 $8,235.70
Nov, 2033 $24.02 $22.68 $8,213.02
Dec, 2033 $23.95 $22.75 $8,190.27
Jan, 2034 $23.89 $22.81 $8,167.46
Feb, 2034 $23.82 $22.88 $8,144.58
Mar, 2034 $23.76 $22.95 $8,121.63
Apr, 2034 $23.69 $23.01 $8,098.62
May, 2034 $23.62 $23.08 $8,075.54
Jun, 2034 $23.55 $23.15 $8,052.40
Jul, 2034 $23.49 $23.21 $8,029.18
Aug, 2034 $23.42 $23.28 $8,005.90
Sep, 2034 $23.35 $23.35 $7,982.55
Oct, 2034 $23.28 $23.42 $7,959.13
Nov, 2034 $23.21 $23.49 $7,935.64
Dec, 2034 $23.15 $23.56 $7,912.09
Jan, 2035 $23.08 $23.62 $7,888.46
Feb, 2035 $23.01 $23.69 $7,864.77
Mar, 2035 $22.94 $23.76 $7,841.01
Apr, 2035 $22.87 $23.83 $7,817.18
May, 2035 $22.80 $23.90 $7,793.28
Jun, 2035 $22.73 $23.97 $7,769.31
Jul, 2035 $22.66 $24.04 $7,745.27
Aug, 2035 $22.59 $24.11 $7,721.16
Sep, 2035 $22.52 $24.18 $7,696.98
Oct, 2035 $22.45 $24.25 $7,672.73
Nov, 2035 $22.38 $24.32 $7,648.40
Dec, 2035 $22.31 $24.39 $7,624.01
Jan, 2036 $22.24 $24.46 $7,599.55
Feb, 2036 $22.17 $24.54 $7,575.01
Mar, 2036 $22.09 $24.61 $7,550.41
Apr, 2036 $22.02 $24.68 $7,525.73
May, 2036 $21.95 $24.75 $7,500.98
Jun, 2036 $21.88 $24.82 $7,476.15
Jul, 2036 $21.81 $24.90 $7,451.26
Aug, 2036 $21.73 $24.97 $7,426.29
Sep, 2036 $21.66 $25.04 $7,401.25
Oct, 2036 $21.59 $25.11 $7,376.14
Nov, 2036 $21.51 $25.19 $7,350.95
Dec, 2036 $21.44 $25.26 $7,325.69
Jan, 2037 $21.37 $25.33 $7,300.35
Feb, 2037 $21.29 $25.41 $7,274.95
Mar, 2037 $21.22 $25.48 $7,249.46
Apr, 2037 $21.14 $25.56 $7,223.91
May, 2037 $21.07 $25.63 $7,198.28
Jun, 2037 $20.99 $25.71 $7,172.57
Jul, 2037 $20.92 $25.78 $7,146.79
Aug, 2037 $20.84 $25.86 $7,120.94
Sep, 2037 $20.77 $25.93 $7,095.00
Oct, 2037 $20.69 $26.01 $7,069.00
Nov, 2037 $20.62 $26.08 $7,042.91
Dec, 2037 $20.54 $26.16 $7,016.76
Jan, 2038 $20.47 $26.24 $6,990.52
Feb, 2038 $20.39 $26.31 $6,964.21
Mar, 2038 $20.31 $26.39 $6,937.82
Apr, 2038 $20.24 $26.47 $6,911.36
May, 2038 $20.16 $26.54 $6,884.81
Jun, 2038 $20.08 $26.62 $6,858.19
Jul, 2038 $20.00 $26.70 $6,831.50
Aug, 2038 $19.93 $26.78 $6,804.72
Sep, 2038 $19.85 $26.85 $6,777.87
Oct, 2038 $19.77 $26.93 $6,750.93
Nov, 2038 $19.69 $27.01 $6,723.92
Dec, 2038 $19.61 $27.09 $6,696.83
Jan, 2039 $19.53 $27.17 $6,669.67
Feb, 2039 $19.45 $27.25 $6,642.42
Mar, 2039 $19.37 $27.33 $6,615.09
Apr, 2039 $19.29 $27.41 $6,587.69
May, 2039 $19.21 $27.49 $6,560.20
Jun, 2039 $19.13 $27.57 $6,532.63
Jul, 2039 $19.05 $27.65 $6,504.99
Aug, 2039 $18.97 $27.73 $6,477.26
Sep, 2039 $18.89 $27.81 $6,449.45
Oct, 2039 $18.81 $27.89 $6,421.56
Nov, 2039 $18.73 $27.97 $6,393.59
Dec, 2039 $18.65 $28.05 $6,365.54
Jan, 2040 $18.57 $28.13 $6,337.40
Feb, 2040 $18.48 $28.22 $6,309.18
Mar, 2040 $18.40 $28.30 $6,280.89
Apr, 2040 $18.32 $28.38 $6,252.50
May, 2040 $18.24 $28.46 $6,224.04
Jun, 2040 $18.15 $28.55 $6,195.49
Jul, 2040 $18.07 $28.63 $6,166.86
Aug, 2040 $17.99 $28.71 $6,138.15
Sep, 2040 $17.90 $28.80 $6,109.35
Oct, 2040 $17.82 $28.88 $6,080.47
Nov, 2040 $17.73 $28.97 $6,051.50
Dec, 2040 $17.65 $29.05 $6,022.45
Jan, 2041 $17.57 $29.14 $5,993.32
Feb, 2041 $17.48 $29.22 $5,964.10
Mar, 2041 $17.40 $29.31 $5,934.79
Apr, 2041 $17.31 $29.39 $5,905.40
May, 2041 $17.22 $29.48 $5,875.92
Jun, 2041 $17.14 $29.56 $5,846.36
Jul, 2041 $17.05 $29.65 $5,816.71
Aug, 2041 $16.97 $29.74 $5,786.98
Sep, 2041 $16.88 $29.82 $5,757.16
Oct, 2041 $16.79 $29.91 $5,727.25
Nov, 2041 $16.70 $30.00 $5,697.25
Dec, 2041 $16.62 $30.08 $5,667.17
Jan, 2042 $16.53 $30.17 $5,637.00
Feb, 2042 $16.44 $30.26 $5,606.74
Mar, 2042 $16.35 $30.35 $5,576.39
Apr, 2042 $16.26 $30.44 $5,545.95
May, 2042 $16.18 $30.52 $5,515.43
Jun, 2042 $16.09 $30.61 $5,484.81
Jul, 2042 $16.00 $30.70 $5,454.11
Aug, 2042 $15.91 $30.79 $5,423.32
Sep, 2042 $15.82 $30.88 $5,392.43
Oct, 2042 $15.73 $30.97 $5,361.46
Nov, 2042 $15.64 $31.06 $5,330.40
Dec, 2042 $15.55 $31.15 $5,299.25
Jan, 2043 $15.46 $31.24 $5,268.00
Feb, 2043 $15.37 $31.34 $5,236.66
Mar, 2043 $15.27 $31.43 $5,205.24
Apr, 2043 $15.18 $31.52 $5,173.72
May, 2043 $15.09 $31.61 $5,142.11
Jun, 2043 $15.00 $31.70 $5,110.41
Jul, 2043 $14.91 $31.80 $5,078.61
Aug, 2043 $14.81 $31.89 $5,046.72
Sep, 2043 $14.72 $31.98 $5,014.74
Oct, 2043 $14.63 $32.07 $4,982.67
Nov, 2043 $14.53 $32.17 $4,950.50
Dec, 2043 $14.44 $32.26 $4,918.24
Jan, 2044 $14.34 $32.36 $4,885.88
Feb, 2044 $14.25 $32.45 $4,853.43
Mar, 2044 $14.16 $32.54 $4,820.89
Apr, 2044 $14.06 $32.64 $4,788.25
May, 2044 $13.97 $32.73 $4,755.51
Jun, 2044 $13.87 $32.83 $4,722.68
Jul, 2044 $13.77 $32.93 $4,689.76
Aug, 2044 $13.68 $33.02 $4,656.73
Sep, 2044 $13.58 $33.12 $4,623.61
Oct, 2044 $13.49 $33.22 $4,590.40
Nov, 2044 $13.39 $33.31 $4,557.09
Dec, 2044 $13.29 $33.41 $4,523.68
Jan, 2045 $13.19 $33.51 $4,490.17
Feb, 2045 $13.10 $33.60 $4,456.57
Mar, 2045 $13.00 $33.70 $4,422.87
Apr, 2045 $12.90 $33.80 $4,389.06
May, 2045 $12.80 $33.90 $4,355.17
Jun, 2045 $12.70 $34.00 $4,321.17
Jul, 2045 $12.60 $34.10 $4,287.07
Aug, 2045 $12.50 $34.20 $4,252.87
Sep, 2045 $12.40 $34.30 $4,218.58
Oct, 2045 $12.30 $34.40 $4,184.18
Nov, 2045 $12.20 $34.50 $4,149.68
Dec, 2045 $12.10 $34.60 $4,115.09
Jan, 2046 $12.00 $34.70 $4,080.39
Feb, 2046 $11.90 $34.80 $4,045.59
Mar, 2046 $11.80 $34.90 $4,010.69
Apr, 2046 $11.70 $35.00 $3,975.68
May, 2046 $11.60 $35.10 $3,940.58
Jun, 2046 $11.49 $35.21 $3,905.37
Jul, 2046 $11.39 $35.31 $3,870.06
Aug, 2046 $11.29 $35.41 $3,834.65
Sep, 2046 $11.18 $35.52 $3,799.13
Oct, 2046 $11.08 $35.62 $3,763.51
Nov, 2046 $10.98 $35.72 $3,727.79
Dec, 2046 $10.87 $35.83 $3,691.96
Jan, 2047 $10.77 $35.93 $3,656.03
Feb, 2047 $10.66 $36.04 $3,619.99
Mar, 2047 $10.56 $36.14 $3,583.85
Apr, 2047 $10.45 $36.25 $3,547.60
May, 2047 $10.35 $36.35 $3,511.25
Jun, 2047 $10.24 $36.46 $3,474.79
Jul, 2047 $10.13 $36.57 $3,438.22
Aug, 2047 $10.03 $36.67 $3,401.55
Sep, 2047 $9.92 $36.78 $3,364.77
Oct, 2047 $9.81 $36.89 $3,327.88
Nov, 2047 $9.71 $36.99 $3,290.89
Dec, 2047 $9.60 $37.10 $3,253.79
Jan, 2048 $9.49 $37.21 $3,216.58
Feb, 2048 $9.38 $37.32 $3,179.26
Mar, 2048 $9.27 $37.43 $3,141.83
Apr, 2048 $9.16 $37.54 $3,104.29
May, 2048 $9.05 $37.65 $3,066.65
Jun, 2048 $8.94 $37.76 $3,028.89
Jul, 2048 $8.83 $37.87 $2,991.02
Aug, 2048 $8.72 $37.98 $2,953.05
Sep, 2048 $8.61 $38.09 $2,914.96
Oct, 2048 $8.50 $38.20 $2,876.76
Nov, 2048 $8.39 $38.31 $2,838.45
Dec, 2048 $8.28 $38.42 $2,800.03
Jan, 2049 $8.17 $38.53 $2,761.50
Feb, 2049 $8.05 $38.65 $2,722.85
Mar, 2049 $7.94 $38.76 $2,684.09
Apr, 2049 $7.83 $38.87 $2,645.22
May, 2049 $7.72 $38.99 $2,606.23
Jun, 2049 $7.60 $39.10 $2,567.13
Jul, 2049 $7.49 $39.21 $2,527.92
Aug, 2049 $7.37 $39.33 $2,488.59
Sep, 2049 $7.26 $39.44 $2,449.15
Oct, 2049 $7.14 $39.56 $2,409.59
Nov, 2049 $7.03 $39.67 $2,369.92
Dec, 2049 $6.91 $39.79 $2,330.13
Jan, 2050 $6.80 $39.90 $2,290.23
Feb, 2050 $6.68 $40.02 $2,250.21
Mar, 2050 $6.56 $40.14 $2,210.07
Apr, 2050 $6.45 $40.25 $2,169.82
May, 2050 $6.33 $40.37 $2,129.44
Jun, 2050 $6.21 $40.49 $2,088.95
Jul, 2050 $6.09 $40.61 $2,048.35
Aug, 2050 $5.97 $40.73 $2,007.62
Sep, 2050 $5.86 $40.85 $1,966.77
Oct, 2050 $5.74 $40.96 $1,925.81
Nov, 2050 $5.62 $41.08 $1,884.73
Dec, 2050 $5.50 $41.20 $1,843.52
Jan, 2051 $5.38 $41.32 $1,802.20
Feb, 2051 $5.26 $41.44 $1,760.75
Mar, 2051 $5.14 $41.57 $1,719.19
Apr, 2051 $5.01 $41.69 $1,677.50
May, 2051 $4.89 $41.81 $1,635.70
Jun, 2051 $4.77 $41.93 $1,593.77
Jul, 2051 $4.65 $42.05 $1,551.71
Aug, 2051 $4.53 $42.17 $1,509.54
Sep, 2051 $4.40 $42.30 $1,467.24
Oct, 2051 $4.28 $42.42 $1,424.82
Nov, 2051 $4.16 $42.54 $1,382.27
Dec, 2051 $4.03 $42.67 $1,339.61
Jan, 2052 $3.91 $42.79 $1,296.81
Feb, 2052 $3.78 $42.92 $1,253.89
Mar, 2052 $3.66 $43.04 $1,210.85
Apr, 2052 $3.53 $43.17 $1,167.68
May, 2052 $3.41 $43.29 $1,124.39
Jun, 2052 $3.28 $43.42 $1,080.97
Jul, 2052 $3.15 $43.55 $1,037.42
Aug, 2052 $3.03 $43.67 $993.74
Sep, 2052 $2.90 $43.80 $949.94
Oct, 2052 $2.77 $43.93 $906.01
Nov, 2052 $2.64 $44.06 $861.95
Dec, 2052 $2.51 $44.19 $817.77
Jan, 2053 $2.39 $44.32 $773.45
Feb, 2053 $2.26 $44.44 $729.01
Mar, 2053 $2.13 $44.57 $684.43
Apr, 2053 $2.00 $44.70 $639.73
May, 2053 $1.87 $44.83 $594.89
Jun, 2053 $1.74 $44.97 $549.93
Jul, 2053 $1.60 $45.10 $504.83
Aug, 2053 $1.47 $45.23 $459.60
Sep, 2053 $1.34 $45.36 $414.24
Oct, 2053 $1.21 $45.49 $368.75
Nov, 2053 $1.08 $45.63 $323.12
Dec, 2053 $0.94 $45.76 $277.37
Jan, 2054 $0.81 $45.89 $231.47
Feb, 2054 $0.68 $46.03 $185.45
Mar, 2054 $0.54 $46.16 $139.29
Apr, 2054 $0.41 $46.29 $92.99
May, 2054 $0.27 $46.43 $46.56
Jun, 2054 $0.14 $46.56 $0.00

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