$150,000 Mortgage

How much would the mortgage payment be on a $150K house?

Assuming you have a 20% down payment ($30,000), your total mortgage on a $150,000 home would be $120,000. For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $539 monthly payment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary, depending its length and terms.

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Last updated: Dec 6, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Mortgage summary

Mortgage amount

$120,000

Mortgage amount
Monthly mortgage payment

$539

Monthly mortgage payment
Total interest paid

$73,987

Total interest paid
Payoff date

Nov, 2052

Payoff date

Amortization schedule

Year Interest Principal Balance
2022 $350.00 $188.85 $119,811.15
2023 $4,156.57 $2,309.67 $117,501.48
2024 $4,074.43 $2,391.82 $115,109.66
2025 $3,989.36 $2,476.89 $112,632.77
2026 $3,901.26 $2,564.98 $110,067.79
2027 $3,810.03 $2,656.21 $107,411.57
2028 $3,715.56 $2,750.69 $104,660.89
2029 $3,617.72 $2,848.52 $101,812.37
2030 $3,516.41 $2,949.83 $98,862.54
2031 $3,411.49 $3,054.75 $95,807.79
2032 $3,302.85 $3,163.40 $92,644.39
2033 $3,190.33 $3,275.91 $89,368.48
2034 $3,073.82 $3,392.42 $85,976.06
2035 $2,953.16 $3,513.08 $82,462.98
2036 $2,828.21 $3,638.03 $78,824.95
2037 $2,698.82 $3,767.42 $75,057.52
2038 $2,564.82 $3,901.42 $71,156.10
2039 $2,426.06 $4,040.18 $67,115.92
2040 $2,282.36 $4,183.88 $62,932.04
2041 $2,133.56 $4,332.69 $58,599.35
2042 $1,979.46 $4,486.79 $54,112.56
2043 $1,819.87 $4,646.37 $49,466.19
2044 $1,654.62 $4,811.63 $44,654.57
2045 $1,483.48 $4,982.76 $39,671.81
2046 $1,306.26 $5,159.98 $34,511.83
2047 $1,122.74 $5,343.51 $29,168.32
2048 $932.68 $5,533.56 $23,634.76
2049 $735.87 $5,730.37 $17,904.39
2050 $532.06 $5,934.18 $11,970.20
2051 $321.00 $6,145.24 $5,824.96
2052 $102.43 $5,824.96 $0.00
Month Interest Principal Balance
Dec, 2022 $350.00 $188.85 $119,811.15
Jan, 2023 $349.45 $189.40 $119,621.74
Feb, 2023 $348.90 $189.96 $119,431.79
Mar, 2023 $348.34 $190.51 $119,241.27
Apr, 2023 $347.79 $191.07 $119,050.21
May, 2023 $347.23 $191.62 $118,858.58
Jun, 2023 $346.67 $192.18 $118,666.40
Jul, 2023 $346.11 $192.74 $118,473.66
Aug, 2023 $345.55 $193.31 $118,280.35
Sep, 2023 $344.98 $193.87 $118,086.48
Oct, 2023 $344.42 $194.43 $117,892.05
Nov, 2023 $343.85 $195.00 $117,697.05
Dec, 2023 $343.28 $195.57 $117,501.48
Jan, 2024 $342.71 $196.14 $117,305.33
Feb, 2024 $342.14 $196.71 $117,108.62
Mar, 2024 $341.57 $197.29 $116,911.33
Apr, 2024 $340.99 $197.86 $116,713.47
May, 2024 $340.41 $198.44 $116,515.03
Jun, 2024 $339.84 $199.02 $116,316.02
Jul, 2024 $339.26 $199.60 $116,116.42
Aug, 2024 $338.67 $200.18 $115,916.24
Sep, 2024 $338.09 $200.76 $115,715.47
Oct, 2024 $337.50 $201.35 $115,514.12
Nov, 2024 $336.92 $201.94 $115,312.18
Dec, 2024 $336.33 $202.53 $115,109.66
Jan, 2025 $335.74 $203.12 $114,906.54
Feb, 2025 $335.14 $203.71 $114,702.83
Mar, 2025 $334.55 $204.30 $114,498.53
Apr, 2025 $333.95 $204.90 $114,293.63
May, 2025 $333.36 $205.50 $114,088.13
Jun, 2025 $332.76 $206.10 $113,882.03
Jul, 2025 $332.16 $206.70 $113,675.34
Aug, 2025 $331.55 $207.30 $113,468.04
Sep, 2025 $330.95 $207.91 $113,260.13
Oct, 2025 $330.34 $208.51 $113,051.62
Nov, 2025 $329.73 $209.12 $112,842.50
Dec, 2025 $329.12 $209.73 $112,632.77
Jan, 2026 $328.51 $210.34 $112,422.43
Feb, 2026 $327.90 $210.95 $112,211.47
Mar, 2026 $327.28 $211.57 $111,999.90
Apr, 2026 $326.67 $212.19 $111,787.72
May, 2026 $326.05 $212.81 $111,574.91
Jun, 2026 $325.43 $213.43 $111,361.48
Jul, 2026 $324.80 $214.05 $111,147.43
Aug, 2026 $324.18 $214.67 $110,932.76
Sep, 2026 $323.55 $215.30 $110,717.46
Oct, 2026 $322.93 $215.93 $110,501.53
Nov, 2026 $322.30 $216.56 $110,284.97
Dec, 2026 $321.66 $217.19 $110,067.79
Jan, 2027 $321.03 $217.82 $109,849.96
Feb, 2027 $320.40 $218.46 $109,631.51
Mar, 2027 $319.76 $219.10 $109,412.41
Apr, 2027 $319.12 $219.73 $109,192.68
May, 2027 $318.48 $220.37 $108,972.30
Jun, 2027 $317.84 $221.02 $108,751.28
Jul, 2027 $317.19 $221.66 $108,529.62
Aug, 2027 $316.54 $222.31 $108,307.31
Sep, 2027 $315.90 $222.96 $108,084.35
Oct, 2027 $315.25 $223.61 $107,860.75
Nov, 2027 $314.59 $224.26 $107,636.49
Dec, 2027 $313.94 $224.91 $107,411.57
Jan, 2028 $313.28 $225.57 $107,186.00
Feb, 2028 $312.63 $226.23 $106,959.78
Mar, 2028 $311.97 $226.89 $106,732.89
Apr, 2028 $311.30 $227.55 $106,505.34
May, 2028 $310.64 $228.21 $106,277.13
Jun, 2028 $309.97 $228.88 $106,048.25
Jul, 2028 $309.31 $229.55 $105,818.70
Aug, 2028 $308.64 $230.22 $105,588.49
Sep, 2028 $307.97 $230.89 $105,357.60
Oct, 2028 $307.29 $231.56 $105,126.04
Nov, 2028 $306.62 $232.24 $104,893.80
Dec, 2028 $305.94 $232.91 $104,660.89
Jan, 2029 $305.26 $233.59 $104,427.30
Feb, 2029 $304.58 $234.27 $104,193.02
Mar, 2029 $303.90 $234.96 $103,958.06
Apr, 2029 $303.21 $235.64 $103,722.42
May, 2029 $302.52 $236.33 $103,486.09
Jun, 2029 $301.83 $237.02 $103,249.07
Jul, 2029 $301.14 $237.71 $103,011.36
Aug, 2029 $300.45 $238.40 $102,772.96
Sep, 2029 $299.75 $239.10 $102,533.86
Oct, 2029 $299.06 $239.80 $102,294.06
Nov, 2029 $298.36 $240.50 $102,053.57
Dec, 2029 $297.66 $241.20 $101,812.37
Jan, 2030 $296.95 $241.90 $101,570.47
Feb, 2030 $296.25 $242.61 $101,327.86
Mar, 2030 $295.54 $243.31 $101,084.55
Apr, 2030 $294.83 $244.02 $100,840.52
May, 2030 $294.12 $244.74 $100,595.79
Jun, 2030 $293.40 $245.45 $100,350.34
Jul, 2030 $292.69 $246.17 $100,104.17
Aug, 2030 $291.97 $246.88 $99,857.29
Sep, 2030 $291.25 $247.60 $99,609.69
Oct, 2030 $290.53 $248.33 $99,361.36
Nov, 2030 $289.80 $249.05 $99,112.31
Dec, 2030 $289.08 $249.78 $98,862.54
Jan, 2031 $288.35 $250.50 $98,612.03
Feb, 2031 $287.62 $251.24 $98,360.80
Mar, 2031 $286.89 $251.97 $98,108.83
Apr, 2031 $286.15 $252.70 $97,856.13
May, 2031 $285.41 $253.44 $97,602.69
Jun, 2031 $284.67 $254.18 $97,348.51
Jul, 2031 $283.93 $254.92 $97,093.59
Aug, 2031 $283.19 $255.66 $96,837.92
Sep, 2031 $282.44 $256.41 $96,581.51
Oct, 2031 $281.70 $257.16 $96,324.36
Nov, 2031 $280.95 $257.91 $96,066.45
Dec, 2031 $280.19 $258.66 $95,807.79
Jan, 2032 $279.44 $259.41 $95,548.37
Feb, 2032 $278.68 $260.17 $95,288.20
Mar, 2032 $277.92 $260.93 $95,027.27
Apr, 2032 $277.16 $261.69 $94,765.58
May, 2032 $276.40 $262.45 $94,503.13
Jun, 2032 $275.63 $263.22 $94,239.91
Jul, 2032 $274.87 $263.99 $93,975.92
Aug, 2032 $274.10 $264.76 $93,711.16
Sep, 2032 $273.32 $265.53 $93,445.63
Oct, 2032 $272.55 $266.30 $93,179.33
Nov, 2032 $271.77 $267.08 $92,912.25
Dec, 2032 $270.99 $267.86 $92,644.39
Jan, 2033 $270.21 $268.64 $92,375.75
Feb, 2033 $269.43 $269.42 $92,106.33
Mar, 2033 $268.64 $270.21 $91,836.12
Apr, 2033 $267.86 $271.00 $91,565.12
May, 2033 $267.06 $271.79 $91,293.33
Jun, 2033 $266.27 $272.58 $91,020.75
Jul, 2033 $265.48 $273.38 $90,747.37
Aug, 2033 $264.68 $274.17 $90,473.20
Sep, 2033 $263.88 $274.97 $90,198.22
Oct, 2033 $263.08 $275.78 $89,922.45
Nov, 2033 $262.27 $276.58 $89,645.87
Dec, 2033 $261.47 $277.39 $89,368.48
Jan, 2034 $260.66 $278.20 $89,090.29
Feb, 2034 $259.85 $279.01 $88,811.28
Mar, 2034 $259.03 $279.82 $88,531.46
Apr, 2034 $258.22 $280.64 $88,250.82
May, 2034 $257.40 $281.46 $87,969.37
Jun, 2034 $256.58 $282.28 $87,687.09
Jul, 2034 $255.75 $283.10 $87,403.99
Aug, 2034 $254.93 $283.93 $87,120.06
Sep, 2034 $254.10 $284.75 $86,835.31
Oct, 2034 $253.27 $285.58 $86,549.73
Nov, 2034 $252.44 $286.42 $86,263.31
Dec, 2034 $251.60 $287.25 $85,976.06
Jan, 2035 $250.76 $288.09 $85,687.97
Feb, 2035 $249.92 $288.93 $85,399.04
Mar, 2035 $249.08 $289.77 $85,109.26
Apr, 2035 $248.24 $290.62 $84,818.65
May, 2035 $247.39 $291.47 $84,527.18
Jun, 2035 $246.54 $292.32 $84,234.86
Jul, 2035 $245.69 $293.17 $83,941.70
Aug, 2035 $244.83 $294.02 $83,647.67
Sep, 2035 $243.97 $294.88 $83,352.79
Oct, 2035 $243.11 $295.74 $83,057.05
Nov, 2035 $242.25 $296.60 $82,760.45
Dec, 2035 $241.38 $297.47 $82,462.98
Jan, 2036 $240.52 $298.34 $82,164.64
Feb, 2036 $239.65 $299.21 $81,865.43
Mar, 2036 $238.77 $300.08 $81,565.35
Apr, 2036 $237.90 $300.95 $81,264.40
May, 2036 $237.02 $301.83 $80,962.57
Jun, 2036 $236.14 $302.71 $80,659.85
Jul, 2036 $235.26 $303.60 $80,356.26
Aug, 2036 $234.37 $304.48 $80,051.78
Sep, 2036 $233.48 $305.37 $79,746.41
Oct, 2036 $232.59 $306.26 $79,440.15
Nov, 2036 $231.70 $307.15 $79,132.99
Dec, 2036 $230.80 $308.05 $78,824.95
Jan, 2037 $229.91 $308.95 $78,516.00
Feb, 2037 $229.00 $309.85 $78,206.15
Mar, 2037 $228.10 $310.75 $77,895.40
Apr, 2037 $227.19 $311.66 $77,583.74
May, 2037 $226.29 $312.57 $77,271.17
Jun, 2037 $225.37 $313.48 $76,957.69
Jul, 2037 $224.46 $314.39 $76,643.30
Aug, 2037 $223.54 $315.31 $76,327.99
Sep, 2037 $222.62 $316.23 $76,011.76
Oct, 2037 $221.70 $317.15 $75,694.60
Nov, 2037 $220.78 $318.08 $75,376.53
Dec, 2037 $219.85 $319.01 $75,057.52
Jan, 2038 $218.92 $319.94 $74,737.58
Feb, 2038 $217.98 $320.87 $74,416.72
Mar, 2038 $217.05 $321.80 $74,094.91
Apr, 2038 $216.11 $322.74 $73,772.17
May, 2038 $215.17 $323.68 $73,448.48
Jun, 2038 $214.22 $324.63 $73,123.85
Jul, 2038 $213.28 $325.58 $72,798.28
Aug, 2038 $212.33 $326.53 $72,471.75
Sep, 2038 $211.38 $327.48 $72,144.28
Oct, 2038 $210.42 $328.43 $71,815.84
Nov, 2038 $209.46 $329.39 $71,486.45
Dec, 2038 $208.50 $330.35 $71,156.10
Jan, 2039 $207.54 $331.32 $70,824.79
Feb, 2039 $206.57 $332.28 $70,492.50
Mar, 2039 $205.60 $333.25 $70,159.25
Apr, 2039 $204.63 $334.22 $69,825.03
May, 2039 $203.66 $335.20 $69,489.83
Jun, 2039 $202.68 $336.17 $69,153.66
Jul, 2039 $201.70 $337.16 $68,816.50
Aug, 2039 $200.71 $338.14 $68,478.36
Sep, 2039 $199.73 $339.13 $68,139.24
Oct, 2039 $198.74 $340.11 $67,799.12
Nov, 2039 $197.75 $341.11 $67,458.02
Dec, 2039 $196.75 $342.10 $67,115.92
Jan, 2040 $195.75 $343.10 $66,772.82
Feb, 2040 $194.75 $344.10 $66,428.72
Mar, 2040 $193.75 $345.10 $66,083.62
Apr, 2040 $192.74 $346.11 $65,737.51
May, 2040 $191.73 $347.12 $65,390.39
Jun, 2040 $190.72 $348.13 $65,042.26
Jul, 2040 $189.71 $349.15 $64,693.11
Aug, 2040 $188.69 $350.17 $64,342.94
Sep, 2040 $187.67 $351.19 $63,991.76
Oct, 2040 $186.64 $352.21 $63,639.55
Nov, 2040 $185.62 $353.24 $63,286.31
Dec, 2040 $184.59 $354.27 $62,932.04
Jan, 2041 $183.55 $355.30 $62,576.74
Feb, 2041 $182.52 $356.34 $62,220.40
Mar, 2041 $181.48 $357.38 $61,863.02
Apr, 2041 $180.43 $358.42 $61,504.60
May, 2041 $179.39 $359.47 $61,145.14
Jun, 2041 $178.34 $360.51 $60,784.62
Jul, 2041 $177.29 $361.57 $60,423.06
Aug, 2041 $176.23 $362.62 $60,060.44
Sep, 2041 $175.18 $363.68 $59,696.76
Oct, 2041 $174.12 $364.74 $59,332.02
Nov, 2041 $173.05 $365.80 $58,966.22
Dec, 2041 $171.98 $366.87 $58,599.35
Jan, 2042 $170.91 $367.94 $58,231.41
Feb, 2042 $169.84 $369.01 $57,862.40
Mar, 2042 $168.77 $370.09 $57,492.31
Apr, 2042 $167.69 $371.17 $57,121.14
May, 2042 $166.60 $372.25 $56,748.89
Jun, 2042 $165.52 $373.34 $56,375.56
Jul, 2042 $164.43 $374.42 $56,001.13
Aug, 2042 $163.34 $375.52 $55,625.62
Sep, 2042 $162.24 $376.61 $55,249.00
Oct, 2042 $161.14 $377.71 $54,871.29
Nov, 2042 $160.04 $378.81 $54,492.48
Dec, 2042 $158.94 $379.92 $54,112.56
Jan, 2043 $157.83 $381.03 $53,731.54
Feb, 2043 $156.72 $382.14 $53,349.40
Mar, 2043 $155.60 $383.25 $52,966.15
Apr, 2043 $154.48 $384.37 $52,581.78
May, 2043 $153.36 $385.49 $52,196.29
Jun, 2043 $152.24 $386.61 $51,809.68
Jul, 2043 $151.11 $387.74 $51,421.93
Aug, 2043 $149.98 $388.87 $51,033.06
Sep, 2043 $148.85 $390.01 $50,643.05
Oct, 2043 $147.71 $391.14 $50,251.91
Nov, 2043 $146.57 $392.29 $49,859.62
Dec, 2043 $145.42 $393.43 $49,466.19
Jan, 2044 $144.28 $394.58 $49,071.62
Feb, 2044 $143.13 $395.73 $48,675.89
Mar, 2044 $141.97 $396.88 $48,279.01
Apr, 2044 $140.81 $398.04 $47,880.97
May, 2044 $139.65 $399.20 $47,481.77
Jun, 2044 $138.49 $400.37 $47,081.40
Jul, 2044 $137.32 $401.53 $46,679.87
Aug, 2044 $136.15 $402.70 $46,277.16
Sep, 2044 $134.98 $403.88 $45,873.29
Oct, 2044 $133.80 $405.06 $45,468.23
Nov, 2044 $132.62 $406.24 $45,061.99
Dec, 2044 $131.43 $407.42 $44,654.57
Jan, 2045 $130.24 $408.61 $44,245.96
Feb, 2045 $129.05 $409.80 $43,836.15
Mar, 2045 $127.86 $411.00 $43,425.16
Apr, 2045 $126.66 $412.20 $43,012.96
May, 2045 $125.45 $413.40 $42,599.56
Jun, 2045 $124.25 $414.60 $42,184.96
Jul, 2045 $123.04 $415.81 $41,769.14
Aug, 2045 $121.83 $417.03 $41,352.11
Sep, 2045 $120.61 $418.24 $40,933.87
Oct, 2045 $119.39 $419.46 $40,514.41
Nov, 2045 $118.17 $420.69 $40,093.72
Dec, 2045 $116.94 $421.91 $39,671.81
Jan, 2046 $115.71 $423.14 $39,248.66
Feb, 2046 $114.48 $424.38 $38,824.29
Mar, 2046 $113.24 $425.62 $38,398.67
Apr, 2046 $112.00 $426.86 $37,971.81
May, 2046 $110.75 $428.10 $37,543.71
Jun, 2046 $109.50 $429.35 $37,114.36
Jul, 2046 $108.25 $430.60 $36,683.75
Aug, 2046 $106.99 $431.86 $36,251.90
Sep, 2046 $105.73 $433.12 $35,818.78
Oct, 2046 $104.47 $434.38 $35,384.39
Nov, 2046 $103.20 $435.65 $34,948.74
Dec, 2046 $101.93 $436.92 $34,511.83
Jan, 2047 $100.66 $438.19 $34,073.63
Feb, 2047 $99.38 $439.47 $33,634.16
Mar, 2047 $98.10 $440.75 $33,193.40
Apr, 2047 $96.81 $442.04 $32,751.37
May, 2047 $95.52 $443.33 $32,308.04
Jun, 2047 $94.23 $444.62 $31,863.41
Jul, 2047 $92.93 $445.92 $31,417.50
Aug, 2047 $91.63 $447.22 $30,970.28
Sep, 2047 $90.33 $448.52 $30,521.75
Oct, 2047 $89.02 $449.83 $30,071.92
Nov, 2047 $87.71 $451.14 $29,620.78
Dec, 2047 $86.39 $452.46 $29,168.32
Jan, 2048 $85.07 $453.78 $28,714.54
Feb, 2048 $83.75 $455.10 $28,259.44
Mar, 2048 $82.42 $456.43 $27,803.01
Apr, 2048 $81.09 $457.76 $27,345.24
May, 2048 $79.76 $459.10 $26,886.15
Jun, 2048 $78.42 $460.44 $26,425.71
Jul, 2048 $77.07 $461.78 $25,963.93
Aug, 2048 $75.73 $463.13 $25,500.81
Sep, 2048 $74.38 $464.48 $25,036.33
Oct, 2048 $73.02 $465.83 $24,570.50
Nov, 2048 $71.66 $467.19 $24,103.31
Dec, 2048 $70.30 $468.55 $23,634.76
Jan, 2049 $68.93 $469.92 $23,164.84
Feb, 2049 $67.56 $471.29 $22,693.55
Mar, 2049 $66.19 $472.66 $22,220.89
Apr, 2049 $64.81 $474.04 $21,746.84
May, 2049 $63.43 $475.43 $21,271.42
Jun, 2049 $62.04 $476.81 $20,794.61
Jul, 2049 $60.65 $478.20 $20,316.40
Aug, 2049 $59.26 $479.60 $19,836.81
Sep, 2049 $57.86 $481.00 $19,355.81
Oct, 2049 $56.45 $482.40 $18,873.41
Nov, 2049 $55.05 $483.81 $18,389.60
Dec, 2049 $53.64 $485.22 $17,904.39
Jan, 2050 $52.22 $486.63 $17,417.75
Feb, 2050 $50.80 $488.05 $16,929.70
Mar, 2050 $49.38 $489.48 $16,440.23
Apr, 2050 $47.95 $490.90 $15,949.32
May, 2050 $46.52 $492.33 $15,456.99
Jun, 2050 $45.08 $493.77 $14,963.22
Jul, 2050 $43.64 $495.21 $14,468.01
Aug, 2050 $42.20 $496.66 $13,971.35
Sep, 2050 $40.75 $498.10 $13,473.25
Oct, 2050 $39.30 $499.56 $12,973.69
Nov, 2050 $37.84 $501.01 $12,472.68
Dec, 2050 $36.38 $502.47 $11,970.20
Jan, 2051 $34.91 $503.94 $11,466.26
Feb, 2051 $33.44 $505.41 $10,960.85
Mar, 2051 $31.97 $506.88 $10,453.97
Apr, 2051 $30.49 $508.36 $9,945.60
May, 2051 $29.01 $509.85 $9,435.76
Jun, 2051 $27.52 $511.33 $8,924.43
Jul, 2051 $26.03 $512.82 $8,411.60
Aug, 2051 $24.53 $514.32 $7,897.28
Sep, 2051 $23.03 $515.82 $7,381.46
Oct, 2051 $21.53 $517.32 $6,864.14
Nov, 2051 $20.02 $518.83 $6,345.30
Dec, 2051 $18.51 $520.35 $5,824.96
Jan, 2052 $16.99 $521.86 $5,303.09
Feb, 2052 $15.47 $523.39 $4,779.71
Mar, 2052 $13.94 $524.91 $4,254.80
Apr, 2052 $12.41 $526.44 $3,728.35
May, 2052 $10.87 $527.98 $3,200.37
Jun, 2052 $9.33 $529.52 $2,670.85
Jul, 2052 $7.79 $531.06 $2,139.79
Aug, 2052 $6.24 $532.61 $1,607.18
Sep, 2052 $4.69 $534.17 $1,073.01
Oct, 2052 $3.13 $535.72 $537.29
Nov, 2052 $1.57 $537.29 $0.00

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