$34,000 Mortgage

How much is a mortgage payment on a $34,000 (34K) house?

Assuming you have a 20% down payment ($6,800), your total mortgage on a $34,000 home would be $27,200. For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $122 monthly payment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary, depending its length and terms.

Mortgage summary

Mortgage amount

$27,200

Mortgage amount
Monthly mortgage payment

$122

Monthly mortgage payment
Total interest paid

$16,770

Total interest paid
Payoff date

May, 2055

Payoff date

Amortization schedule

Year Interest Principal Balance
2025 $552.70 $302.28 $26,897.72
2026 $932.93 $532.75 $26,364.96
2027 $913.98 $551.70 $25,813.26
2028 $894.36 $571.32 $25,241.94
2029 $874.04 $591.65 $24,650.29
2030 $852.99 $612.69 $24,037.60
2031 $831.20 $634.48 $23,403.12
2032 $808.64 $657.05 $22,746.08
2033 $785.27 $680.42 $22,065.66
2034 $761.07 $704.62 $21,361.05
2035 $736.01 $729.68 $20,631.37
2036 $710.05 $755.63 $19,875.74
2037 $683.18 $782.50 $19,093.24
2038 $655.35 $810.34 $18,282.90
2039 $626.52 $839.16 $17,443.74
2040 $596.68 $869.00 $16,574.74
2041 $565.77 $899.91 $15,674.83
2042 $533.76 $931.92 $14,742.91
2043 $500.62 $965.06 $13,777.85
2044 $466.29 $999.39 $12,778.46
2045 $430.75 $1,034.93 $11,743.53
2046 $393.94 $1,071.74 $10,671.78
2047 $355.82 $1,109.86 $9,561.92
2048 $316.35 $1,149.34 $8,412.59
2049 $275.47 $1,190.21 $7,222.37
2050 $233.14 $1,232.55 $5,989.83
2051 $189.30 $1,276.38 $4,713.44
2052 $143.90 $1,321.78 $3,391.66
2053 $96.89 $1,368.79 $2,022.87
2054 $48.21 $1,417.48 $605.39
2055 $5.31 $605.39 $0.00
Month Interest Principal Balance
Jun, 2025 $79.33 $42.81 $27,157.19
Jul, 2025 $79.21 $42.93 $27,114.26
Aug, 2025 $79.08 $43.06 $27,071.20
Sep, 2025 $78.96 $43.18 $27,028.02
Oct, 2025 $78.83 $43.31 $26,984.71
Nov, 2025 $78.71 $43.43 $26,941.28
Dec, 2025 $78.58 $43.56 $26,897.72
Jan, 2026 $78.45 $43.69 $26,854.03
Feb, 2026 $78.32 $43.82 $26,810.21
Mar, 2026 $78.20 $43.94 $26,766.27
Apr, 2026 $78.07 $44.07 $26,722.20
May, 2026 $77.94 $44.20 $26,678.00
Jun, 2026 $77.81 $44.33 $26,633.67
Jul, 2026 $77.68 $44.46 $26,589.21
Aug, 2026 $77.55 $44.59 $26,544.62
Sep, 2026 $77.42 $44.72 $26,499.90
Oct, 2026 $77.29 $44.85 $26,455.05
Nov, 2026 $77.16 $44.98 $26,410.07
Dec, 2026 $77.03 $45.11 $26,364.96
Jan, 2027 $76.90 $45.24 $26,319.72
Feb, 2027 $76.77 $45.37 $26,274.35
Mar, 2027 $76.63 $45.51 $26,228.84
Apr, 2027 $76.50 $45.64 $26,183.20
May, 2027 $76.37 $45.77 $26,137.43
Jun, 2027 $76.23 $45.91 $26,091.52
Jul, 2027 $76.10 $46.04 $26,045.48
Aug, 2027 $75.97 $46.17 $25,999.31
Sep, 2027 $75.83 $46.31 $25,953.00
Oct, 2027 $75.70 $46.44 $25,906.56
Nov, 2027 $75.56 $46.58 $25,859.98
Dec, 2027 $75.42 $46.72 $25,813.26
Jan, 2028 $75.29 $46.85 $25,766.41
Feb, 2028 $75.15 $46.99 $25,719.42
Mar, 2028 $75.01 $47.13 $25,672.30
Apr, 2028 $74.88 $47.26 $25,625.03
May, 2028 $74.74 $47.40 $25,577.63
Jun, 2028 $74.60 $47.54 $25,530.09
Jul, 2028 $74.46 $47.68 $25,482.42
Aug, 2028 $74.32 $47.82 $25,434.60
Sep, 2028 $74.18 $47.96 $25,386.64
Oct, 2028 $74.04 $48.10 $25,338.55
Nov, 2028 $73.90 $48.24 $25,290.31
Dec, 2028 $73.76 $48.38 $25,241.94
Jan, 2029 $73.62 $48.52 $25,193.42
Feb, 2029 $73.48 $48.66 $25,144.76
Mar, 2029 $73.34 $48.80 $25,095.96
Apr, 2029 $73.20 $48.94 $25,047.01
May, 2029 $73.05 $49.09 $24,997.93
Jun, 2029 $72.91 $49.23 $24,948.70
Jul, 2029 $72.77 $49.37 $24,899.32
Aug, 2029 $72.62 $49.52 $24,849.81
Sep, 2029 $72.48 $49.66 $24,800.15
Oct, 2029 $72.33 $49.81 $24,750.34
Nov, 2029 $72.19 $49.95 $24,700.39
Dec, 2029 $72.04 $50.10 $24,650.29
Jan, 2030 $71.90 $50.24 $24,600.05
Feb, 2030 $71.75 $50.39 $24,549.66
Mar, 2030 $71.60 $50.54 $24,499.12
Apr, 2030 $71.46 $50.68 $24,448.44
May, 2030 $71.31 $50.83 $24,397.60
Jun, 2030 $71.16 $50.98 $24,346.62
Jul, 2030 $71.01 $51.13 $24,295.49
Aug, 2030 $70.86 $51.28 $24,244.22
Sep, 2030 $70.71 $51.43 $24,192.79
Oct, 2030 $70.56 $51.58 $24,141.21
Nov, 2030 $70.41 $51.73 $24,089.48
Dec, 2030 $70.26 $51.88 $24,037.60
Jan, 2031 $70.11 $52.03 $23,985.57
Feb, 2031 $69.96 $52.18 $23,933.39
Mar, 2031 $69.81 $52.33 $23,881.06
Apr, 2031 $69.65 $52.49 $23,828.57
May, 2031 $69.50 $52.64 $23,775.93
Jun, 2031 $69.35 $52.79 $23,723.13
Jul, 2031 $69.19 $52.95 $23,670.19
Aug, 2031 $69.04 $53.10 $23,617.08
Sep, 2031 $68.88 $53.26 $23,563.83
Oct, 2031 $68.73 $53.41 $23,510.42
Nov, 2031 $68.57 $53.57 $23,456.85
Dec, 2031 $68.42 $53.72 $23,403.12
Jan, 2032 $68.26 $53.88 $23,349.24
Feb, 2032 $68.10 $54.04 $23,295.20
Mar, 2032 $67.94 $54.20 $23,241.01
Apr, 2032 $67.79 $54.35 $23,186.65
May, 2032 $67.63 $54.51 $23,132.14
Jun, 2032 $67.47 $54.67 $23,077.47
Jul, 2032 $67.31 $54.83 $23,022.64
Aug, 2032 $67.15 $54.99 $22,967.65
Sep, 2032 $66.99 $55.15 $22,912.50
Oct, 2032 $66.83 $55.31 $22,857.19
Nov, 2032 $66.67 $55.47 $22,801.71
Dec, 2032 $66.50 $55.64 $22,746.08
Jan, 2033 $66.34 $55.80 $22,690.28
Feb, 2033 $66.18 $55.96 $22,634.32
Mar, 2033 $66.02 $56.12 $22,578.20
Apr, 2033 $65.85 $56.29 $22,521.91
May, 2033 $65.69 $56.45 $22,465.46
Jun, 2033 $65.52 $56.62 $22,408.84
Jul, 2033 $65.36 $56.78 $22,352.06
Aug, 2033 $65.19 $56.95 $22,295.11
Sep, 2033 $65.03 $57.11 $22,238.00
Oct, 2033 $64.86 $57.28 $22,180.72
Nov, 2033 $64.69 $57.45 $22,123.28
Dec, 2033 $64.53 $57.61 $22,065.66
Jan, 2034 $64.36 $57.78 $22,007.88
Feb, 2034 $64.19 $57.95 $21,949.93
Mar, 2034 $64.02 $58.12 $21,891.81
Apr, 2034 $63.85 $58.29 $21,833.52
May, 2034 $63.68 $58.46 $21,775.06
Jun, 2034 $63.51 $58.63 $21,716.43
Jul, 2034 $63.34 $58.80 $21,657.63
Aug, 2034 $63.17 $58.97 $21,598.66
Sep, 2034 $63.00 $59.14 $21,539.52
Oct, 2034 $62.82 $59.32 $21,480.20
Nov, 2034 $62.65 $59.49 $21,420.71
Dec, 2034 $62.48 $59.66 $21,361.05
Jan, 2035 $62.30 $59.84 $21,301.21
Feb, 2035 $62.13 $60.01 $21,241.20
Mar, 2035 $61.95 $60.19 $21,181.01
Apr, 2035 $61.78 $60.36 $21,120.65
May, 2035 $61.60 $60.54 $21,060.11
Jun, 2035 $61.43 $60.71 $20,999.40
Jul, 2035 $61.25 $60.89 $20,938.50
Aug, 2035 $61.07 $61.07 $20,877.43
Sep, 2035 $60.89 $61.25 $20,816.19
Oct, 2035 $60.71 $61.43 $20,754.76
Nov, 2035 $60.53 $61.61 $20,693.15
Dec, 2035 $60.36 $61.79 $20,631.37
Jan, 2036 $60.17 $61.97 $20,569.40
Feb, 2036 $59.99 $62.15 $20,507.26
Mar, 2036 $59.81 $62.33 $20,444.93
Apr, 2036 $59.63 $62.51 $20,382.42
May, 2036 $59.45 $62.69 $20,319.73
Jun, 2036 $59.27 $62.87 $20,256.86
Jul, 2036 $59.08 $63.06 $20,193.80
Aug, 2036 $58.90 $63.24 $20,130.56
Sep, 2036 $58.71 $63.43 $20,067.13
Oct, 2036 $58.53 $63.61 $20,003.52
Nov, 2036 $58.34 $63.80 $19,939.72
Dec, 2036 $58.16 $63.98 $19,875.74
Jan, 2037 $57.97 $64.17 $19,811.57
Feb, 2037 $57.78 $64.36 $19,747.21
Mar, 2037 $57.60 $64.54 $19,682.67
Apr, 2037 $57.41 $64.73 $19,617.94
May, 2037 $57.22 $64.92 $19,553.02
Jun, 2037 $57.03 $65.11 $19,487.91
Jul, 2037 $56.84 $65.30 $19,422.61
Aug, 2037 $56.65 $65.49 $19,357.12
Sep, 2037 $56.46 $65.68 $19,291.43
Oct, 2037 $56.27 $65.87 $19,225.56
Nov, 2037 $56.07 $66.07 $19,159.49
Dec, 2037 $55.88 $66.26 $19,093.24
Jan, 2038 $55.69 $66.45 $19,026.78
Feb, 2038 $55.49 $66.65 $18,960.14
Mar, 2038 $55.30 $66.84 $18,893.30
Apr, 2038 $55.11 $67.03 $18,826.26
May, 2038 $54.91 $67.23 $18,759.03
Jun, 2038 $54.71 $67.43 $18,691.61
Jul, 2038 $54.52 $67.62 $18,623.99
Aug, 2038 $54.32 $67.82 $18,556.16
Sep, 2038 $54.12 $68.02 $18,488.15
Oct, 2038 $53.92 $68.22 $18,419.93
Nov, 2038 $53.72 $68.42 $18,351.52
Dec, 2038 $53.53 $68.61 $18,282.90
Jan, 2039 $53.33 $68.82 $18,214.09
Feb, 2039 $53.12 $69.02 $18,145.07
Mar, 2039 $52.92 $69.22 $18,075.85
Apr, 2039 $52.72 $69.42 $18,006.43
May, 2039 $52.52 $69.62 $17,936.81
Jun, 2039 $52.32 $69.82 $17,866.99
Jul, 2039 $52.11 $70.03 $17,796.96
Aug, 2039 $51.91 $70.23 $17,726.73
Sep, 2039 $51.70 $70.44 $17,656.29
Oct, 2039 $51.50 $70.64 $17,585.65
Nov, 2039 $51.29 $70.85 $17,514.80
Dec, 2039 $51.08 $71.06 $17,443.74
Jan, 2040 $50.88 $71.26 $17,372.48
Feb, 2040 $50.67 $71.47 $17,301.01
Mar, 2040 $50.46 $71.68 $17,229.33
Apr, 2040 $50.25 $71.89 $17,157.44
May, 2040 $50.04 $72.10 $17,085.35
Jun, 2040 $49.83 $72.31 $17,013.04
Jul, 2040 $49.62 $72.52 $16,940.52
Aug, 2040 $49.41 $72.73 $16,867.79
Sep, 2040 $49.20 $72.94 $16,794.85
Oct, 2040 $48.98 $73.16 $16,721.69
Nov, 2040 $48.77 $73.37 $16,648.32
Dec, 2040 $48.56 $73.58 $16,574.74
Jan, 2041 $48.34 $73.80 $16,500.94
Feb, 2041 $48.13 $74.01 $16,426.93
Mar, 2041 $47.91 $74.23 $16,352.70
Apr, 2041 $47.70 $74.44 $16,278.26
May, 2041 $47.48 $74.66 $16,203.60
Jun, 2041 $47.26 $74.88 $16,128.72
Jul, 2041 $47.04 $75.10 $16,053.62
Aug, 2041 $46.82 $75.32 $15,978.30
Sep, 2041 $46.60 $75.54 $15,902.76
Oct, 2041 $46.38 $75.76 $15,827.01
Nov, 2041 $46.16 $75.98 $15,751.03
Dec, 2041 $45.94 $76.20 $15,674.83
Jan, 2042 $45.72 $76.42 $15,598.41
Feb, 2042 $45.50 $76.64 $15,521.76
Mar, 2042 $45.27 $76.87 $15,444.89
Apr, 2042 $45.05 $77.09 $15,367.80
May, 2042 $44.82 $77.32 $15,290.48
Jun, 2042 $44.60 $77.54 $15,212.94
Jul, 2042 $44.37 $77.77 $15,135.17
Aug, 2042 $44.14 $78.00 $15,057.18
Sep, 2042 $43.92 $78.22 $14,978.95
Oct, 2042 $43.69 $78.45 $14,900.50
Nov, 2042 $43.46 $78.68 $14,821.82
Dec, 2042 $43.23 $78.91 $14,742.91
Jan, 2043 $43.00 $79.14 $14,663.77
Feb, 2043 $42.77 $79.37 $14,584.40
Mar, 2043 $42.54 $79.60 $14,504.80
Apr, 2043 $42.31 $79.83 $14,424.96
May, 2043 $42.07 $80.07 $14,344.90
Jun, 2043 $41.84 $80.30 $14,264.60
Jul, 2043 $41.61 $80.54 $14,184.06
Aug, 2043 $41.37 $80.77 $14,103.29
Sep, 2043 $41.13 $81.01 $14,022.28
Oct, 2043 $40.90 $81.24 $13,941.04
Nov, 2043 $40.66 $81.48 $13,859.56
Dec, 2043 $40.42 $81.72 $13,777.85
Jan, 2044 $40.19 $81.95 $13,695.89
Feb, 2044 $39.95 $82.19 $13,613.70
Mar, 2044 $39.71 $82.43 $13,531.27
Apr, 2044 $39.47 $82.67 $13,448.59
May, 2044 $39.23 $82.92 $13,365.68
Jun, 2044 $38.98 $83.16 $13,282.52
Jul, 2044 $38.74 $83.40 $13,199.12
Aug, 2044 $38.50 $83.64 $13,115.48
Sep, 2044 $38.25 $83.89 $13,031.59
Oct, 2044 $38.01 $84.13 $12,947.46
Nov, 2044 $37.76 $84.38 $12,863.08
Dec, 2044 $37.52 $84.62 $12,778.46
Jan, 2045 $37.27 $84.87 $12,693.59
Feb, 2045 $37.02 $85.12 $12,608.47
Mar, 2045 $36.77 $85.37 $12,523.11
Apr, 2045 $36.53 $85.61 $12,437.49
May, 2045 $36.28 $85.86 $12,351.63
Jun, 2045 $36.03 $86.11 $12,265.51
Jul, 2045 $35.77 $86.37 $12,179.15
Aug, 2045 $35.52 $86.62 $12,092.53
Sep, 2045 $35.27 $86.87 $12,005.66
Oct, 2045 $35.02 $87.12 $11,918.54
Nov, 2045 $34.76 $87.38 $11,831.16
Dec, 2045 $34.51 $87.63 $11,743.53
Jan, 2046 $34.25 $87.89 $11,655.64
Feb, 2046 $34.00 $88.14 $11,567.49
Mar, 2046 $33.74 $88.40 $11,479.09
Apr, 2046 $33.48 $88.66 $11,390.43
May, 2046 $33.22 $88.92 $11,301.51
Jun, 2046 $32.96 $89.18 $11,212.34
Jul, 2046 $32.70 $89.44 $11,122.90
Aug, 2046 $32.44 $89.70 $11,033.20
Sep, 2046 $32.18 $89.96 $10,943.24
Oct, 2046 $31.92 $90.22 $10,853.02
Nov, 2046 $31.65 $90.49 $10,762.53
Dec, 2046 $31.39 $90.75 $10,671.78
Jan, 2047 $31.13 $91.01 $10,580.77
Feb, 2047 $30.86 $91.28 $10,489.49
Mar, 2047 $30.59 $91.55 $10,397.94
Apr, 2047 $30.33 $91.81 $10,306.13
May, 2047 $30.06 $92.08 $10,214.05
Jun, 2047 $29.79 $92.35 $10,121.70
Jul, 2047 $29.52 $92.62 $10,029.08
Aug, 2047 $29.25 $92.89 $9,936.20
Sep, 2047 $28.98 $93.16 $9,843.04
Oct, 2047 $28.71 $93.43 $9,749.60
Nov, 2047 $28.44 $93.70 $9,655.90
Dec, 2047 $28.16 $93.98 $9,561.92
Jan, 2048 $27.89 $94.25 $9,467.67
Feb, 2048 $27.61 $94.53 $9,373.15
Mar, 2048 $27.34 $94.80 $9,278.34
Apr, 2048 $27.06 $95.08 $9,183.27
May, 2048 $26.78 $95.36 $9,087.91
Jun, 2048 $26.51 $95.63 $8,992.28
Jul, 2048 $26.23 $95.91 $8,896.36
Aug, 2048 $25.95 $96.19 $8,800.17
Sep, 2048 $25.67 $96.47 $8,703.70
Oct, 2048 $25.39 $96.75 $8,606.94
Nov, 2048 $25.10 $97.04 $8,509.91
Dec, 2048 $24.82 $97.32 $8,412.59
Jan, 2049 $24.54 $97.60 $8,314.98
Feb, 2049 $24.25 $97.89 $8,217.10
Mar, 2049 $23.97 $98.17 $8,118.92
Apr, 2049 $23.68 $98.46 $8,020.46
May, 2049 $23.39 $98.75 $7,921.72
Jun, 2049 $23.11 $99.04 $7,822.68
Jul, 2049 $22.82 $99.32 $7,723.36
Aug, 2049 $22.53 $99.61 $7,623.74
Sep, 2049 $22.24 $99.90 $7,523.84
Oct, 2049 $21.94 $100.20 $7,423.64
Nov, 2049 $21.65 $100.49 $7,323.15
Dec, 2049 $21.36 $100.78 $7,222.37
Jan, 2050 $21.07 $101.07 $7,121.30
Feb, 2050 $20.77 $101.37 $7,019.93
Mar, 2050 $20.47 $101.67 $6,918.26
Apr, 2050 $20.18 $101.96 $6,816.30
May, 2050 $19.88 $102.26 $6,714.04
Jun, 2050 $19.58 $102.56 $6,611.49
Jul, 2050 $19.28 $102.86 $6,508.63
Aug, 2050 $18.98 $103.16 $6,405.47
Sep, 2050 $18.68 $103.46 $6,302.01
Oct, 2050 $18.38 $103.76 $6,198.26
Nov, 2050 $18.08 $104.06 $6,094.19
Dec, 2050 $17.77 $104.37 $5,989.83
Jan, 2051 $17.47 $104.67 $5,885.16
Feb, 2051 $17.17 $104.98 $5,780.18
Mar, 2051 $16.86 $105.28 $5,674.90
Apr, 2051 $16.55 $105.59 $5,569.31
May, 2051 $16.24 $105.90 $5,463.42
Jun, 2051 $15.93 $106.21 $5,357.21
Jul, 2051 $15.63 $106.51 $5,250.70
Aug, 2051 $15.31 $106.83 $5,143.87
Sep, 2051 $15.00 $107.14 $5,036.73
Oct, 2051 $14.69 $107.45 $4,929.28
Nov, 2051 $14.38 $107.76 $4,821.52
Dec, 2051 $14.06 $108.08 $4,713.44
Jan, 2052 $13.75 $108.39 $4,605.05
Feb, 2052 $13.43 $108.71 $4,496.34
Mar, 2052 $13.11 $109.03 $4,387.32
Apr, 2052 $12.80 $109.34 $4,277.97
May, 2052 $12.48 $109.66 $4,168.31
Jun, 2052 $12.16 $109.98 $4,058.33
Jul, 2052 $11.84 $110.30 $3,948.02
Aug, 2052 $11.52 $110.63 $3,837.40
Sep, 2052 $11.19 $110.95 $3,726.45
Oct, 2052 $10.87 $111.27 $3,615.18
Nov, 2052 $10.54 $111.60 $3,503.58
Dec, 2052 $10.22 $111.92 $3,391.66
Jan, 2053 $9.89 $112.25 $3,279.41
Feb, 2053 $9.56 $112.58 $3,166.84
Mar, 2053 $9.24 $112.90 $3,053.94
Apr, 2053 $8.91 $113.23 $2,940.70
May, 2053 $8.58 $113.56 $2,827.14
Jun, 2053 $8.25 $113.89 $2,713.25
Jul, 2053 $7.91 $114.23 $2,599.02
Aug, 2053 $7.58 $114.56 $2,484.46
Sep, 2053 $7.25 $114.89 $2,369.57
Oct, 2053 $6.91 $115.23 $2,254.34
Nov, 2053 $6.58 $115.57 $2,138.77
Dec, 2053 $6.24 $115.90 $2,022.87
Jan, 2054 $5.90 $116.24 $1,906.63
Feb, 2054 $5.56 $116.58 $1,790.05
Mar, 2054 $5.22 $116.92 $1,673.13
Apr, 2054 $4.88 $117.26 $1,555.87
May, 2054 $4.54 $117.60 $1,438.27
Jun, 2054 $4.19 $117.95 $1,320.32
Jul, 2054 $3.85 $118.29 $1,202.03
Aug, 2054 $3.51 $118.63 $1,083.40
Sep, 2054 $3.16 $118.98 $964.42
Oct, 2054 $2.81 $119.33 $845.09
Nov, 2054 $2.46 $119.68 $725.42
Dec, 2054 $2.12 $120.02 $605.39
Jan, 2055 $1.77 $120.37 $485.02
Feb, 2055 $1.41 $120.73 $364.29
Mar, 2055 $1.06 $121.08 $243.22
Apr, 2055 $0.71 $121.43 $121.78
May, 2055 $0.36 $121.78 $0.00

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