$120,000 Mortgage

How much would the mortgage payment be on a $120K house?

Assuming you have a 20% down payment ($24,000), your total mortgage on a $120,000 home would be $96,000. For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $431 monthly payment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary, depending its length and terms.

Compare current mortgage rates today

Last updated: Nov 27, 2022
AimLoan.com NMLS: 2890, Lic.: MC-3098
 
30YR FIXED / APR
6.378%
 
Per month
$584
Rate: 6.125%
Fees: $995
Points: 1.676
Pts amt: $1,609
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Eligibility.org NMLS: 1907
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Mortgage summary

Mortgage amount

$96,000

Mortgage amount
Monthly mortgage payment

$431

Monthly mortgage payment
Total interest paid

$59,190

Total interest paid
Payoff date

Oct, 2052

Payoff date

Amortization schedule

Year Interest Principal Balance
2022 $559.56 $302.61 $95,697.39
2023 $3,319.87 $1,853.13 $93,844.27
2024 $3,253.96 $1,919.04 $91,925.23
2025 $3,185.70 $1,987.29 $89,937.94
2026 $3,115.02 $2,057.97 $87,879.97
2027 $3,041.83 $2,131.17 $85,748.80
2028 $2,966.03 $2,206.97 $83,541.84
2029 $2,887.53 $2,285.46 $81,256.37
2030 $2,806.25 $2,366.75 $78,889.63
2031 $2,722.07 $2,450.93 $76,438.70
2032 $2,634.90 $2,538.10 $73,900.60
2033 $2,544.62 $2,628.37 $71,272.23
2034 $2,451.14 $2,721.85 $68,550.37
2035 $2,354.33 $2,818.66 $65,731.71
2036 $2,254.08 $2,918.91 $62,812.80
2037 $2,150.26 $3,022.73 $59,790.07
2038 $2,042.75 $3,130.24 $56,659.83
2039 $1,931.42 $3,241.57 $53,418.26
2040 $1,816.13 $3,356.87 $50,061.39
2041 $1,696.74 $3,476.26 $46,585.13
2042 $1,573.10 $3,599.90 $42,985.23
2043 $1,445.06 $3,727.94 $39,257.29
2044 $1,312.47 $3,860.53 $35,396.77
2045 $1,175.16 $3,997.84 $31,398.93
2046 $1,032.97 $4,140.03 $27,258.90
2047 $885.72 $4,287.27 $22,971.63
2048 $733.24 $4,439.76 $18,531.87
2049 $575.33 $4,597.67 $13,934.20
2050 $411.80 $4,761.19 $9,173.01
2051 $242.46 $4,930.53 $4,242.48
2052 $68.35 $4,242.48 $0.00
Month Interest Principal Balance
Nov, 2022 $280.00 $151.08 $95,848.92
Dec, 2022 $279.56 $151.52 $95,697.39
Jan, 2023 $279.12 $151.97 $95,545.43
Feb, 2023 $278.67 $152.41 $95,393.02
Mar, 2023 $278.23 $152.85 $95,240.17
Apr, 2023 $277.78 $153.30 $95,086.87
May, 2023 $277.34 $153.75 $94,933.12
Jun, 2023 $276.89 $154.19 $94,778.93
Jul, 2023 $276.44 $154.64 $94,624.28
Aug, 2023 $275.99 $155.10 $94,469.19
Sep, 2023 $275.54 $155.55 $94,313.64
Oct, 2023 $275.08 $156.00 $94,157.64
Nov, 2023 $274.63 $156.46 $94,001.18
Dec, 2023 $274.17 $156.91 $93,844.27
Jan, 2024 $273.71 $157.37 $93,686.90
Feb, 2024 $273.25 $157.83 $93,529.07
Mar, 2024 $272.79 $158.29 $93,370.78
Apr, 2024 $272.33 $158.75 $93,212.03
May, 2024 $271.87 $159.21 $93,052.81
Jun, 2024 $271.40 $159.68 $92,893.13
Jul, 2024 $270.94 $160.14 $92,732.99
Aug, 2024 $270.47 $160.61 $92,572.38
Sep, 2024 $270.00 $161.08 $92,411.30
Oct, 2024 $269.53 $161.55 $92,249.75
Nov, 2024 $269.06 $162.02 $92,087.73
Dec, 2024 $268.59 $162.49 $91,925.23
Jan, 2025 $268.12 $162.97 $91,762.26
Feb, 2025 $267.64 $163.44 $91,598.82
Mar, 2025 $267.16 $163.92 $91,434.90
Apr, 2025 $266.69 $164.40 $91,270.50
May, 2025 $266.21 $164.88 $91,105.63
Jun, 2025 $265.72 $165.36 $90,940.27
Jul, 2025 $265.24 $165.84 $90,774.43
Aug, 2025 $264.76 $166.32 $90,608.10
Sep, 2025 $264.27 $166.81 $90,441.29
Oct, 2025 $263.79 $167.30 $90,274.00
Nov, 2025 $263.30 $167.78 $90,106.22
Dec, 2025 $262.81 $168.27 $89,937.94
Jan, 2026 $262.32 $168.76 $89,769.18
Feb, 2026 $261.83 $169.26 $89,599.92
Mar, 2026 $261.33 $169.75 $89,430.17
Apr, 2026 $260.84 $170.24 $89,259.93
May, 2026 $260.34 $170.74 $89,089.19
Jun, 2026 $259.84 $171.24 $88,917.95
Jul, 2026 $259.34 $171.74 $88,746.21
Aug, 2026 $258.84 $172.24 $88,573.97
Sep, 2026 $258.34 $172.74 $88,401.23
Oct, 2026 $257.84 $173.25 $88,227.98
Nov, 2026 $257.33 $173.75 $88,054.23
Dec, 2026 $256.82 $174.26 $87,879.97
Jan, 2027 $256.32 $174.77 $87,705.20
Feb, 2027 $255.81 $175.28 $87,529.93
Mar, 2027 $255.30 $175.79 $87,354.14
Apr, 2027 $254.78 $176.30 $87,177.84
May, 2027 $254.27 $176.81 $87,001.03
Jun, 2027 $253.75 $177.33 $86,823.70
Jul, 2027 $253.24 $177.85 $86,645.85
Aug, 2027 $252.72 $178.37 $86,467.48
Sep, 2027 $252.20 $178.89 $86,288.60
Oct, 2027 $251.68 $179.41 $86,109.19
Nov, 2027 $251.15 $179.93 $85,929.26
Dec, 2027 $250.63 $180.46 $85,748.80
Jan, 2028 $250.10 $180.98 $85,567.82
Feb, 2028 $249.57 $181.51 $85,386.31
Mar, 2028 $249.04 $182.04 $85,204.27
Apr, 2028 $248.51 $182.57 $85,021.70
May, 2028 $247.98 $183.10 $84,838.60
Jun, 2028 $247.45 $183.64 $84,654.96
Jul, 2028 $246.91 $184.17 $84,470.79
Aug, 2028 $246.37 $184.71 $84,286.08
Sep, 2028 $245.83 $185.25 $84,100.83
Oct, 2028 $245.29 $185.79 $83,915.04
Nov, 2028 $244.75 $186.33 $83,728.71
Dec, 2028 $244.21 $186.87 $83,541.84
Jan, 2029 $243.66 $187.42 $83,354.42
Feb, 2029 $243.12 $187.97 $83,166.45
Mar, 2029 $242.57 $188.51 $82,977.94
Apr, 2029 $242.02 $189.06 $82,788.87
May, 2029 $241.47 $189.62 $82,599.26
Jun, 2029 $240.91 $190.17 $82,409.09
Jul, 2029 $240.36 $190.72 $82,218.37
Aug, 2029 $239.80 $191.28 $82,027.09
Sep, 2029 $239.25 $191.84 $81,835.25
Oct, 2029 $238.69 $192.40 $81,642.85
Nov, 2029 $238.12 $192.96 $81,449.89
Dec, 2029 $237.56 $193.52 $81,256.37
Jan, 2030 $237.00 $194.09 $81,062.29
Feb, 2030 $236.43 $194.65 $80,867.64
Mar, 2030 $235.86 $195.22 $80,672.42
Apr, 2030 $235.29 $195.79 $80,476.63
May, 2030 $234.72 $196.36 $80,280.27
Jun, 2030 $234.15 $196.93 $80,083.34
Jul, 2030 $233.58 $197.51 $79,885.83
Aug, 2030 $233.00 $198.08 $79,687.75
Sep, 2030 $232.42 $198.66 $79,489.09
Oct, 2030 $231.84 $199.24 $79,289.85
Nov, 2030 $231.26 $199.82 $79,090.03
Dec, 2030 $230.68 $200.40 $78,889.63
Jan, 2031 $230.09 $200.99 $78,688.64
Feb, 2031 $229.51 $201.57 $78,487.06
Mar, 2031 $228.92 $202.16 $78,284.90
Apr, 2031 $228.33 $202.75 $78,082.15
May, 2031 $227.74 $203.34 $77,878.81
Jun, 2031 $227.15 $203.94 $77,674.87
Jul, 2031 $226.55 $204.53 $77,470.34
Aug, 2031 $225.96 $205.13 $77,265.21
Sep, 2031 $225.36 $205.73 $77,059.48
Oct, 2031 $224.76 $206.33 $76,853.16
Nov, 2031 $224.16 $206.93 $76,646.23
Dec, 2031 $223.55 $207.53 $76,438.70
Jan, 2032 $222.95 $208.14 $76,230.56
Feb, 2032 $222.34 $208.74 $76,021.82
Mar, 2032 $221.73 $209.35 $75,812.47
Apr, 2032 $221.12 $209.96 $75,602.50
May, 2032 $220.51 $210.58 $75,391.93
Jun, 2032 $219.89 $211.19 $75,180.74
Jul, 2032 $219.28 $211.81 $74,968.93
Aug, 2032 $218.66 $212.42 $74,756.51
Sep, 2032 $218.04 $213.04 $74,543.46
Oct, 2032 $217.42 $213.66 $74,329.80
Nov, 2032 $216.80 $214.29 $74,115.51
Dec, 2032 $216.17 $214.91 $73,900.60
Jan, 2033 $215.54 $215.54 $73,685.06
Feb, 2033 $214.91 $216.17 $73,468.89
Mar, 2033 $214.28 $216.80 $73,252.09
Apr, 2033 $213.65 $217.43 $73,034.66
May, 2033 $213.02 $218.07 $72,816.60
Jun, 2033 $212.38 $218.70 $72,597.90
Jul, 2033 $211.74 $219.34 $72,378.56
Aug, 2033 $211.10 $219.98 $72,158.58
Sep, 2033 $210.46 $220.62 $71,937.96
Oct, 2033 $209.82 $221.26 $71,716.69
Nov, 2033 $209.17 $221.91 $71,494.79
Dec, 2033 $208.53 $222.56 $71,272.23
Jan, 2034 $207.88 $223.21 $71,049.02
Feb, 2034 $207.23 $223.86 $70,825.17
Mar, 2034 $206.57 $224.51 $70,600.66
Apr, 2034 $205.92 $225.16 $70,375.49
May, 2034 $205.26 $225.82 $70,149.67
Jun, 2034 $204.60 $226.48 $69,923.19
Jul, 2034 $203.94 $227.14 $69,696.05
Aug, 2034 $203.28 $227.80 $69,468.25
Sep, 2034 $202.62 $228.47 $69,239.78
Oct, 2034 $201.95 $229.13 $69,010.65
Nov, 2034 $201.28 $229.80 $68,780.85
Dec, 2034 $200.61 $230.47 $68,550.37
Jan, 2035 $199.94 $231.14 $68,319.23
Feb, 2035 $199.26 $231.82 $68,087.41
Mar, 2035 $198.59 $232.49 $67,854.92
Apr, 2035 $197.91 $233.17 $67,621.74
May, 2035 $197.23 $233.85 $67,387.89
Jun, 2035 $196.55 $234.53 $67,153.36
Jul, 2035 $195.86 $235.22 $66,918.14
Aug, 2035 $195.18 $235.90 $66,682.23
Sep, 2035 $194.49 $236.59 $66,445.64
Oct, 2035 $193.80 $237.28 $66,208.36
Nov, 2035 $193.11 $237.98 $65,970.38
Dec, 2035 $192.41 $238.67 $65,731.71
Jan, 2036 $191.72 $239.37 $65,492.35
Feb, 2036 $191.02 $240.06 $65,252.28
Mar, 2036 $190.32 $240.76 $65,011.52
Apr, 2036 $189.62 $241.47 $64,770.05
May, 2036 $188.91 $242.17 $64,527.88
Jun, 2036 $188.21 $242.88 $64,285.01
Jul, 2036 $187.50 $243.58 $64,041.42
Aug, 2036 $186.79 $244.30 $63,797.13
Sep, 2036 $186.07 $245.01 $63,552.12
Oct, 2036 $185.36 $245.72 $63,306.40
Nov, 2036 $184.64 $246.44 $63,059.96
Dec, 2036 $183.92 $247.16 $62,812.80
Jan, 2037 $183.20 $247.88 $62,564.92
Feb, 2037 $182.48 $248.60 $62,316.32
Mar, 2037 $181.76 $249.33 $62,066.99
Apr, 2037 $181.03 $250.05 $61,816.94
May, 2037 $180.30 $250.78 $61,566.15
Jun, 2037 $179.57 $251.51 $61,314.64
Jul, 2037 $178.83 $252.25 $61,062.39
Aug, 2037 $178.10 $252.98 $60,809.41
Sep, 2037 $177.36 $253.72 $60,555.68
Oct, 2037 $176.62 $254.46 $60,301.22
Nov, 2037 $175.88 $255.20 $60,046.02
Dec, 2037 $175.13 $255.95 $59,790.07
Jan, 2038 $174.39 $256.70 $59,533.37
Feb, 2038 $173.64 $257.44 $59,275.93
Mar, 2038 $172.89 $258.19 $59,017.73
Apr, 2038 $172.14 $258.95 $58,758.79
May, 2038 $171.38 $259.70 $58,499.08
Jun, 2038 $170.62 $260.46 $58,238.62
Jul, 2038 $169.86 $261.22 $57,977.40
Aug, 2038 $169.10 $261.98 $57,715.42
Sep, 2038 $168.34 $262.75 $57,452.67
Oct, 2038 $167.57 $263.51 $57,189.16
Nov, 2038 $166.80 $264.28 $56,924.88
Dec, 2038 $166.03 $265.05 $56,659.83
Jan, 2039 $165.26 $265.83 $56,394.00
Feb, 2039 $164.48 $266.60 $56,127.40
Mar, 2039 $163.70 $267.38 $55,860.02
Apr, 2039 $162.93 $268.16 $55,591.87
May, 2039 $162.14 $268.94 $55,322.93
Jun, 2039 $161.36 $269.72 $55,053.20
Jul, 2039 $160.57 $270.51 $54,782.69
Aug, 2039 $159.78 $271.30 $54,511.39
Sep, 2039 $158.99 $272.09 $54,239.30
Oct, 2039 $158.20 $272.88 $53,966.42
Nov, 2039 $157.40 $273.68 $53,692.73
Dec, 2039 $156.60 $274.48 $53,418.26
Jan, 2040 $155.80 $275.28 $53,142.98
Feb, 2040 $155.00 $276.08 $52,866.89
Mar, 2040 $154.20 $276.89 $52,590.01
Apr, 2040 $153.39 $277.70 $52,312.31
May, 2040 $152.58 $278.51 $52,033.80
Jun, 2040 $151.77 $279.32 $51,754.49
Jul, 2040 $150.95 $280.13 $51,474.35
Aug, 2040 $150.13 $280.95 $51,193.41
Sep, 2040 $149.31 $281.77 $50,911.64
Oct, 2040 $148.49 $282.59 $50,629.05
Nov, 2040 $147.67 $283.41 $50,345.63
Dec, 2040 $146.84 $284.24 $50,061.39
Jan, 2041 $146.01 $285.07 $49,776.32
Feb, 2041 $145.18 $285.90 $49,490.42
Mar, 2041 $144.35 $286.74 $49,203.68
Apr, 2041 $143.51 $287.57 $48,916.11
May, 2041 $142.67 $288.41 $48,627.70
Jun, 2041 $141.83 $289.25 $48,338.45
Jul, 2041 $140.99 $290.10 $48,048.35
Aug, 2041 $140.14 $290.94 $47,757.41
Sep, 2041 $139.29 $291.79 $47,465.62
Oct, 2041 $138.44 $292.64 $47,172.98
Nov, 2041 $137.59 $293.50 $46,879.48
Dec, 2041 $136.73 $294.35 $46,585.13
Jan, 2042 $135.87 $295.21 $46,289.92
Feb, 2042 $135.01 $296.07 $45,993.85
Mar, 2042 $134.15 $296.93 $45,696.92
Apr, 2042 $133.28 $297.80 $45,399.12
May, 2042 $132.41 $298.67 $45,100.45
Jun, 2042 $131.54 $299.54 $44,800.91
Jul, 2042 $130.67 $300.41 $44,500.49
Aug, 2042 $129.79 $301.29 $44,199.20
Sep, 2042 $128.91 $302.17 $43,897.03
Oct, 2042 $128.03 $303.05 $43,593.98
Nov, 2042 $127.15 $303.93 $43,290.05
Dec, 2042 $126.26 $304.82 $42,985.23
Jan, 2043 $125.37 $305.71 $42,679.52
Feb, 2043 $124.48 $306.60 $42,372.92
Mar, 2043 $123.59 $307.50 $42,065.43
Apr, 2043 $122.69 $308.39 $41,757.03
May, 2043 $121.79 $309.29 $41,447.74
Jun, 2043 $120.89 $310.19 $41,137.55
Jul, 2043 $119.98 $311.10 $40,826.45
Aug, 2043 $119.08 $312.01 $40,514.44
Sep, 2043 $118.17 $312.92 $40,201.53
Oct, 2043 $117.25 $313.83 $39,887.70
Nov, 2043 $116.34 $314.74 $39,572.96
Dec, 2043 $115.42 $315.66 $39,257.29
Jan, 2044 $114.50 $316.58 $38,940.71
Feb, 2044 $113.58 $317.51 $38,623.21
Mar, 2044 $112.65 $318.43 $38,304.77
Apr, 2044 $111.72 $319.36 $37,985.41
May, 2044 $110.79 $320.29 $37,665.12
Jun, 2044 $109.86 $321.23 $37,343.89
Jul, 2044 $108.92 $322.16 $37,021.73
Aug, 2044 $107.98 $323.10 $36,698.63
Sep, 2044 $107.04 $324.05 $36,374.58
Oct, 2044 $106.09 $324.99 $36,049.59
Nov, 2044 $105.14 $325.94 $35,723.65
Dec, 2044 $104.19 $326.89 $35,396.77
Jan, 2045 $103.24 $327.84 $35,068.92
Feb, 2045 $102.28 $328.80 $34,740.13
Mar, 2045 $101.33 $329.76 $34,410.37
Apr, 2045 $100.36 $330.72 $34,079.65
May, 2045 $99.40 $331.68 $33,747.96
Jun, 2045 $98.43 $332.65 $33,415.31
Jul, 2045 $97.46 $333.62 $33,081.69
Aug, 2045 $96.49 $334.59 $32,747.10
Sep, 2045 $95.51 $335.57 $32,411.53
Oct, 2045 $94.53 $336.55 $32,074.98
Nov, 2045 $93.55 $337.53 $31,737.45
Dec, 2045 $92.57 $338.52 $31,398.93
Jan, 2046 $91.58 $339.50 $31,059.43
Feb, 2046 $90.59 $340.49 $30,718.94
Mar, 2046 $89.60 $341.49 $30,377.45
Apr, 2046 $88.60 $342.48 $30,034.97
May, 2046 $87.60 $343.48 $29,691.49
Jun, 2046 $86.60 $344.48 $29,347.00
Jul, 2046 $85.60 $345.49 $29,001.52
Aug, 2046 $84.59 $346.50 $28,655.02
Sep, 2046 $83.58 $347.51 $28,307.52
Oct, 2046 $82.56 $348.52 $27,959.00
Nov, 2046 $81.55 $349.54 $27,609.46
Dec, 2046 $80.53 $350.56 $27,258.90
Jan, 2047 $79.51 $351.58 $26,907.33
Feb, 2047 $78.48 $352.60 $26,554.72
Mar, 2047 $77.45 $353.63 $26,201.09
Apr, 2047 $76.42 $354.66 $25,846.43
May, 2047 $75.39 $355.70 $25,490.73
Jun, 2047 $74.35 $356.73 $25,134.00
Jul, 2047 $73.31 $357.78 $24,776.22
Aug, 2047 $72.26 $358.82 $24,417.40
Sep, 2047 $71.22 $359.87 $24,057.54
Oct, 2047 $70.17 $360.92 $23,696.62
Nov, 2047 $69.12 $361.97 $23,334.65
Dec, 2047 $68.06 $363.02 $22,971.63
Jan, 2048 $67.00 $364.08 $22,607.55
Feb, 2048 $65.94 $365.14 $22,242.40
Mar, 2048 $64.87 $366.21 $21,876.19
Apr, 2048 $63.81 $367.28 $21,508.92
May, 2048 $62.73 $368.35 $21,140.57
Jun, 2048 $61.66 $369.42 $20,771.15
Jul, 2048 $60.58 $370.50 $20,400.65
Aug, 2048 $59.50 $371.58 $20,029.06
Sep, 2048 $58.42 $372.66 $19,656.40
Oct, 2048 $57.33 $373.75 $19,282.65
Nov, 2048 $56.24 $374.84 $18,907.81
Dec, 2048 $55.15 $375.94 $18,531.87
Jan, 2049 $54.05 $377.03 $18,154.84
Feb, 2049 $52.95 $378.13 $17,776.71
Mar, 2049 $51.85 $379.23 $17,397.47
Apr, 2049 $50.74 $380.34 $17,017.13
May, 2049 $49.63 $381.45 $16,635.68
Jun, 2049 $48.52 $382.56 $16,253.12
Jul, 2049 $47.40 $383.68 $15,869.44
Aug, 2049 $46.29 $384.80 $15,484.65
Sep, 2049 $45.16 $385.92 $15,098.73
Oct, 2049 $44.04 $387.04 $14,711.68
Nov, 2049 $42.91 $388.17 $14,323.51
Dec, 2049 $41.78 $389.31 $13,934.20
Jan, 2050 $40.64 $390.44 $13,543.76
Feb, 2050 $39.50 $391.58 $13,152.18
Mar, 2050 $38.36 $392.72 $12,759.46
Apr, 2050 $37.22 $393.87 $12,365.59
May, 2050 $36.07 $395.02 $11,970.57
Jun, 2050 $34.91 $396.17 $11,574.41
Jul, 2050 $33.76 $397.32 $11,177.08
Aug, 2050 $32.60 $398.48 $10,778.60
Sep, 2050 $31.44 $399.65 $10,378.95
Oct, 2050 $30.27 $400.81 $9,978.14
Nov, 2050 $29.10 $401.98 $9,576.16
Dec, 2050 $27.93 $403.15 $9,173.01
Jan, 2051 $26.75 $404.33 $8,768.68
Feb, 2051 $25.58 $405.51 $8,363.17
Mar, 2051 $24.39 $406.69 $7,956.48
Apr, 2051 $23.21 $407.88 $7,548.61
May, 2051 $22.02 $409.07 $7,139.54
Jun, 2051 $20.82 $410.26 $6,729.28
Jul, 2051 $19.63 $411.46 $6,317.83
Aug, 2051 $18.43 $412.66 $5,905.17
Sep, 2051 $17.22 $413.86 $5,491.31
Oct, 2051 $16.02 $415.07 $5,076.24
Nov, 2051 $14.81 $416.28 $4,659.97
Dec, 2051 $13.59 $417.49 $4,242.48
Jan, 2052 $12.37 $418.71 $3,823.77
Feb, 2052 $11.15 $419.93 $3,403.84
Mar, 2052 $9.93 $421.16 $2,982.68
Apr, 2052 $8.70 $422.38 $2,560.30
May, 2052 $7.47 $423.62 $2,136.68
Jun, 2052 $6.23 $424.85 $1,711.83
Jul, 2052 $4.99 $426.09 $1,285.74
Aug, 2052 $3.75 $427.33 $858.41
Sep, 2052 $2.50 $428.58 $429.83
Oct, 2052 $1.25 $429.83 $0.00

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