$265,000 Mortgage

How much is a mortgage payment on a $265,000 (265K) house?

Assuming you have a 20% down payment ($53,000), your total mortgage on a $265,000 home would be $212,000. For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $952 monthly payment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary, depending its length and terms.

Mortgage summary

Mortgage amount

$212,000

Mortgage amount
Monthly mortgage payment

$952

Monthly mortgage payment
Total interest paid

$130,711

Total interest paid
Payoff date

Jul, 2055

Payoff date

Amortization schedule

Year Interest Principal Balance
2025 $3,081.91 $1,677.97 $210,322.03
2026 $7,295.47 $4,128.23 $206,193.80
2027 $7,148.64 $4,275.06 $201,918.74
2028 $6,996.59 $4,427.11 $197,491.63
2029 $6,839.13 $4,584.57 $192,907.06
2030 $6,676.07 $4,747.63 $188,159.43
2031 $6,507.21 $4,916.49 $183,242.94
2032 $6,332.34 $5,091.35 $178,151.59
2033 $6,151.26 $5,272.44 $172,879.16
2034 $5,963.74 $5,459.96 $167,419.20
2035 $5,769.54 $5,654.15 $161,765.04
2036 $5,568.44 $5,855.26 $155,909.78
2037 $5,360.19 $6,063.51 $149,846.28
2038 $5,144.53 $6,279.17 $143,567.11
2039 $4,921.20 $6,502.50 $137,064.60
2040 $4,689.92 $6,733.78 $130,330.83
2041 $4,450.42 $6,973.27 $123,357.55
2042 $4,202.40 $7,221.29 $116,136.26
2043 $3,945.56 $7,478.13 $108,658.13
2044 $3,679.59 $7,744.11 $100,914.02
2045 $3,404.16 $8,019.54 $92,894.48
2046 $3,118.93 $8,304.77 $84,589.71
2047 $2,823.55 $8,600.15 $75,989.56
2048 $2,517.67 $8,906.03 $67,083.53
2049 $2,200.91 $9,222.79 $57,860.75
2050 $1,872.88 $9,550.81 $48,309.93
2051 $1,533.19 $9,890.51 $38,419.42
2052 $1,181.41 $10,242.28 $28,177.14
2053 $817.13 $10,606.57 $17,570.57
2054 $439.88 $10,983.81 $6,586.75
2055 $77.07 $6,586.75 $0.00
Month Interest Principal Balance
Aug, 2025 $618.33 $333.64 $211,666.36
Sep, 2025 $617.36 $334.61 $211,331.74
Oct, 2025 $616.38 $335.59 $210,996.15
Nov, 2025 $615.41 $336.57 $210,659.58
Dec, 2025 $614.42 $337.55 $210,322.03
Jan, 2026 $613.44 $338.54 $209,983.50
Feb, 2026 $612.45 $339.52 $209,643.98
Mar, 2026 $611.46 $340.51 $209,303.46
Apr, 2026 $610.47 $341.51 $208,961.96
May, 2026 $609.47 $342.50 $208,619.45
Jun, 2026 $608.47 $343.50 $208,275.95
Jul, 2026 $607.47 $344.50 $207,931.45
Aug, 2026 $606.47 $345.51 $207,585.94
Sep, 2026 $605.46 $346.52 $207,239.42
Oct, 2026 $604.45 $347.53 $206,891.90
Nov, 2026 $603.43 $348.54 $206,543.36
Dec, 2026 $602.42 $349.56 $206,193.80
Jan, 2027 $601.40 $350.58 $205,843.23
Feb, 2027 $600.38 $351.60 $205,491.63
Mar, 2027 $599.35 $352.62 $205,139.00
Apr, 2027 $598.32 $353.65 $204,785.35
May, 2027 $597.29 $354.68 $204,430.67
Jun, 2027 $596.26 $355.72 $204,074.95
Jul, 2027 $595.22 $356.76 $203,718.19
Aug, 2027 $594.18 $357.80 $203,360.39
Sep, 2027 $593.13 $358.84 $203,001.55
Oct, 2027 $592.09 $359.89 $202,641.67
Nov, 2027 $591.04 $360.94 $202,280.73
Dec, 2027 $589.99 $361.99 $201,918.74
Jan, 2028 $588.93 $363.05 $201,555.70
Feb, 2028 $587.87 $364.10 $201,191.59
Mar, 2028 $586.81 $365.17 $200,826.43
Apr, 2028 $585.74 $366.23 $200,460.20
May, 2028 $584.68 $367.30 $200,092.90
Jun, 2028 $583.60 $368.37 $199,724.53
Jul, 2028 $582.53 $369.44 $199,355.08
Aug, 2028 $581.45 $370.52 $198,984.56
Sep, 2028 $580.37 $371.60 $198,612.96
Oct, 2028 $579.29 $372.69 $198,240.27
Nov, 2028 $578.20 $373.77 $197,866.49
Dec, 2028 $577.11 $374.86 $197,491.63
Jan, 2029 $576.02 $375.96 $197,115.67
Feb, 2029 $574.92 $377.05 $196,738.62
Mar, 2029 $573.82 $378.15 $196,360.47
Apr, 2029 $572.72 $379.26 $195,981.21
May, 2029 $571.61 $380.36 $195,600.85
Jun, 2029 $570.50 $381.47 $195,219.37
Jul, 2029 $569.39 $382.58 $194,836.79
Aug, 2029 $568.27 $383.70 $194,453.09
Sep, 2029 $567.15 $384.82 $194,068.27
Oct, 2029 $566.03 $385.94 $193,682.33
Nov, 2029 $564.91 $387.07 $193,295.26
Dec, 2029 $563.78 $388.20 $192,907.06
Jan, 2030 $562.65 $389.33 $192,517.73
Feb, 2030 $561.51 $390.46 $192,127.27
Mar, 2030 $560.37 $391.60 $191,735.66
Apr, 2030 $559.23 $392.75 $191,342.92
May, 2030 $558.08 $393.89 $190,949.03
Jun, 2030 $556.93 $395.04 $190,553.99
Jul, 2030 $555.78 $396.19 $190,157.79
Aug, 2030 $554.63 $397.35 $189,760.45
Sep, 2030 $553.47 $398.51 $189,361.94
Oct, 2030 $552.31 $399.67 $188,962.27
Nov, 2030 $551.14 $400.83 $188,561.44
Dec, 2030 $549.97 $402.00 $188,159.43
Jan, 2031 $548.80 $403.18 $187,756.26
Feb, 2031 $547.62 $404.35 $187,351.90
Mar, 2031 $546.44 $405.53 $186,946.37
Apr, 2031 $545.26 $406.71 $186,539.66
May, 2031 $544.07 $407.90 $186,131.76
Jun, 2031 $542.88 $409.09 $185,722.67
Jul, 2031 $541.69 $410.28 $185,312.38
Aug, 2031 $540.49 $411.48 $184,900.90
Sep, 2031 $539.29 $412.68 $184,488.22
Oct, 2031 $538.09 $413.88 $184,074.34
Nov, 2031 $536.88 $415.09 $183,659.25
Dec, 2031 $535.67 $416.30 $183,242.94
Jan, 2032 $534.46 $417.52 $182,825.43
Feb, 2032 $533.24 $418.73 $182,406.69
Mar, 2032 $532.02 $419.96 $181,986.74
Apr, 2032 $530.79 $421.18 $181,565.56
May, 2032 $529.57 $422.41 $181,143.15
Jun, 2032 $528.33 $423.64 $180,719.51
Jul, 2032 $527.10 $424.88 $180,294.63
Aug, 2032 $525.86 $426.12 $179,868.52
Sep, 2032 $524.62 $427.36 $179,441.16
Oct, 2032 $523.37 $428.60 $179,012.56
Nov, 2032 $522.12 $429.85 $178,582.70
Dec, 2032 $520.87 $431.11 $178,151.59
Jan, 2033 $519.61 $432.37 $177,719.23
Feb, 2033 $518.35 $433.63 $177,285.60
Mar, 2033 $517.08 $434.89 $176,850.71
Apr, 2033 $515.81 $436.16 $176,414.55
May, 2033 $514.54 $437.43 $175,977.11
Jun, 2033 $513.27 $438.71 $175,538.41
Jul, 2033 $511.99 $439.99 $175,098.42
Aug, 2033 $510.70 $441.27 $174,657.15
Sep, 2033 $509.42 $442.56 $174,214.59
Oct, 2033 $508.13 $443.85 $173,770.74
Nov, 2033 $506.83 $445.14 $173,325.60
Dec, 2033 $505.53 $446.44 $172,879.16
Jan, 2034 $504.23 $447.74 $172,431.41
Feb, 2034 $502.92 $449.05 $171,982.36
Mar, 2034 $501.62 $450.36 $171,532.00
Apr, 2034 $500.30 $451.67 $171,080.33
May, 2034 $498.98 $452.99 $170,627.34
Jun, 2034 $497.66 $454.31 $170,173.03
Jul, 2034 $496.34 $455.64 $169,717.39
Aug, 2034 $495.01 $456.97 $169,260.42
Sep, 2034 $493.68 $458.30 $168,802.13
Oct, 2034 $492.34 $459.64 $168,342.49
Nov, 2034 $491.00 $460.98 $167,881.52
Dec, 2034 $489.65 $462.32 $167,419.20
Jan, 2035 $488.31 $463.67 $166,955.53
Feb, 2035 $486.95 $465.02 $166,490.51
Mar, 2035 $485.60 $466.38 $166,024.13
Apr, 2035 $484.24 $467.74 $165,556.39
May, 2035 $482.87 $469.10 $165,087.29
Jun, 2035 $481.50 $470.47 $164,616.82
Jul, 2035 $480.13 $471.84 $164,144.98
Aug, 2035 $478.76 $473.22 $163,671.76
Sep, 2035 $477.38 $474.60 $163,197.16
Oct, 2035 $475.99 $475.98 $162,721.18
Nov, 2035 $474.60 $477.37 $162,243.80
Dec, 2035 $473.21 $478.76 $161,765.04
Jan, 2036 $471.81 $480.16 $161,284.88
Feb, 2036 $470.41 $481.56 $160,803.32
Mar, 2036 $469.01 $482.97 $160,320.35
Apr, 2036 $467.60 $484.37 $159,835.98
May, 2036 $466.19 $485.79 $159,350.19
Jun, 2036 $464.77 $487.20 $158,862.99
Jul, 2036 $463.35 $488.62 $158,374.37
Aug, 2036 $461.93 $490.05 $157,884.32
Sep, 2036 $460.50 $491.48 $157,392.84
Oct, 2036 $459.06 $492.91 $156,899.93
Nov, 2036 $457.62 $494.35 $156,405.58
Dec, 2036 $456.18 $495.79 $155,909.78
Jan, 2037 $454.74 $497.24 $155,412.55
Feb, 2037 $453.29 $498.69 $154,913.86
Mar, 2037 $451.83 $500.14 $154,413.72
Apr, 2037 $450.37 $501.60 $153,912.11
May, 2037 $448.91 $503.06 $153,409.05
Jun, 2037 $447.44 $504.53 $152,904.52
Jul, 2037 $445.97 $506.00 $152,398.52
Aug, 2037 $444.50 $507.48 $151,891.04
Sep, 2037 $443.02 $508.96 $151,382.08
Oct, 2037 $441.53 $510.44 $150,871.63
Nov, 2037 $440.04 $511.93 $150,359.70
Dec, 2037 $438.55 $513.43 $149,846.28
Jan, 2038 $437.05 $514.92 $149,331.35
Feb, 2038 $435.55 $516.42 $148,814.93
Mar, 2038 $434.04 $517.93 $148,297.00
Apr, 2038 $432.53 $519.44 $147,777.55
May, 2038 $431.02 $520.96 $147,256.60
Jun, 2038 $429.50 $522.48 $146,734.12
Jul, 2038 $427.97 $524.00 $146,210.12
Aug, 2038 $426.45 $525.53 $145,684.59
Sep, 2038 $424.91 $527.06 $145,157.53
Oct, 2038 $423.38 $528.60 $144,628.93
Nov, 2038 $421.83 $530.14 $144,098.79
Dec, 2038 $420.29 $531.69 $143,567.11
Jan, 2039 $418.74 $533.24 $143,033.87
Feb, 2039 $417.18 $534.79 $142,499.08
Mar, 2039 $415.62 $536.35 $141,962.72
Apr, 2039 $414.06 $537.92 $141,424.81
May, 2039 $412.49 $539.49 $140,885.32
Jun, 2039 $410.92 $541.06 $140,344.26
Jul, 2039 $409.34 $542.64 $139,801.62
Aug, 2039 $407.75 $544.22 $139,257.40
Sep, 2039 $406.17 $545.81 $138,711.60
Oct, 2039 $404.58 $547.40 $138,164.20
Nov, 2039 $402.98 $549.00 $137,615.20
Dec, 2039 $401.38 $550.60 $137,064.60
Jan, 2040 $399.77 $552.20 $136,512.40
Feb, 2040 $398.16 $553.81 $135,958.59
Mar, 2040 $396.55 $555.43 $135,403.16
Apr, 2040 $394.93 $557.05 $134,846.11
May, 2040 $393.30 $558.67 $134,287.44
Jun, 2040 $391.67 $560.30 $133,727.13
Jul, 2040 $390.04 $561.94 $133,165.20
Aug, 2040 $388.40 $563.58 $132,601.62
Sep, 2040 $386.75 $565.22 $132,036.40
Oct, 2040 $385.11 $566.87 $131,469.53
Nov, 2040 $383.45 $568.52 $130,901.01
Dec, 2040 $381.79 $570.18 $130,330.83
Jan, 2041 $380.13 $571.84 $129,758.99
Feb, 2041 $378.46 $573.51 $129,185.48
Mar, 2041 $376.79 $575.18 $128,610.29
Apr, 2041 $375.11 $576.86 $128,033.43
May, 2041 $373.43 $578.54 $127,454.89
Jun, 2041 $371.74 $580.23 $126,874.65
Jul, 2041 $370.05 $581.92 $126,292.73
Aug, 2041 $368.35 $583.62 $125,709.11
Sep, 2041 $366.65 $585.32 $125,123.79
Oct, 2041 $364.94 $587.03 $124,536.76
Nov, 2041 $363.23 $588.74 $123,948.01
Dec, 2041 $361.52 $590.46 $123,357.55
Jan, 2042 $359.79 $592.18 $122,765.37
Feb, 2042 $358.07 $593.91 $122,171.46
Mar, 2042 $356.33 $595.64 $121,575.82
Apr, 2042 $354.60 $597.38 $120,978.44
May, 2042 $352.85 $599.12 $120,379.32
Jun, 2042 $351.11 $600.87 $119,778.45
Jul, 2042 $349.35 $602.62 $119,175.83
Aug, 2042 $347.60 $604.38 $118,571.45
Sep, 2042 $345.83 $606.14 $117,965.31
Oct, 2042 $344.07 $607.91 $117,357.40
Nov, 2042 $342.29 $609.68 $116,747.72
Dec, 2042 $340.51 $611.46 $116,136.26
Jan, 2043 $338.73 $613.24 $115,523.02
Feb, 2043 $336.94 $615.03 $114,907.98
Mar, 2043 $335.15 $616.83 $114,291.16
Apr, 2043 $333.35 $618.63 $113,672.53
May, 2043 $331.54 $620.43 $113,052.10
Jun, 2043 $329.74 $622.24 $112,429.86
Jul, 2043 $327.92 $624.05 $111,805.81
Aug, 2043 $326.10 $625.87 $111,179.93
Sep, 2043 $324.27 $627.70 $110,552.23
Oct, 2043 $322.44 $629.53 $109,922.70
Nov, 2043 $320.61 $631.37 $109,291.34
Dec, 2043 $318.77 $633.21 $108,658.13
Jan, 2044 $316.92 $635.06 $108,023.07
Feb, 2044 $315.07 $636.91 $107,386.17
Mar, 2044 $313.21 $638.77 $106,747.40
Apr, 2044 $311.35 $640.63 $106,106.77
May, 2044 $309.48 $642.50 $105,464.28
Jun, 2044 $307.60 $644.37 $104,819.91
Jul, 2044 $305.72 $646.25 $104,173.66
Aug, 2044 $303.84 $648.13 $103,525.52
Sep, 2044 $301.95 $650.03 $102,875.50
Oct, 2044 $300.05 $651.92 $102,223.57
Nov, 2044 $298.15 $653.82 $101,569.75
Dec, 2044 $296.25 $655.73 $100,914.02
Jan, 2045 $294.33 $657.64 $100,256.38
Feb, 2045 $292.41 $659.56 $99,596.82
Mar, 2045 $290.49 $661.48 $98,935.34
Apr, 2045 $288.56 $663.41 $98,271.92
May, 2045 $286.63 $665.35 $97,606.57
Jun, 2045 $284.69 $667.29 $96,939.28
Jul, 2045 $282.74 $669.24 $96,270.05
Aug, 2045 $280.79 $671.19 $95,598.86
Sep, 2045 $278.83 $673.14 $94,925.72
Oct, 2045 $276.87 $675.11 $94,250.61
Nov, 2045 $274.90 $677.08 $93,573.53
Dec, 2045 $272.92 $679.05 $92,894.48
Jan, 2046 $270.94 $681.03 $92,213.45
Feb, 2046 $268.96 $683.02 $91,530.43
Mar, 2046 $266.96 $685.01 $90,845.42
Apr, 2046 $264.97 $687.01 $90,158.41
May, 2046 $262.96 $689.01 $89,469.40
Jun, 2046 $260.95 $691.02 $88,778.37
Jul, 2046 $258.94 $693.04 $88,085.34
Aug, 2046 $256.92 $695.06 $87,390.28
Sep, 2046 $254.89 $697.09 $86,693.19
Oct, 2046 $252.86 $699.12 $85,994.07
Nov, 2046 $250.82 $701.16 $85,292.91
Dec, 2046 $248.77 $703.20 $84,589.71
Jan, 2047 $246.72 $705.25 $83,884.45
Feb, 2047 $244.66 $707.31 $83,177.14
Mar, 2047 $242.60 $709.37 $82,467.77
Apr, 2047 $240.53 $711.44 $81,756.32
May, 2047 $238.46 $713.52 $81,042.81
Jun, 2047 $236.37 $715.60 $80,327.21
Jul, 2047 $234.29 $717.69 $79,609.52
Aug, 2047 $232.19 $719.78 $78,889.74
Sep, 2047 $230.10 $721.88 $78,167.86
Oct, 2047 $227.99 $723.99 $77,443.87
Nov, 2047 $225.88 $726.10 $76,717.78
Dec, 2047 $223.76 $728.21 $75,989.56
Jan, 2048 $221.64 $730.34 $75,259.22
Feb, 2048 $219.51 $732.47 $74,526.75
Mar, 2048 $217.37 $734.61 $73,792.15
Apr, 2048 $215.23 $736.75 $73,055.40
May, 2048 $213.08 $738.90 $72,316.51
Jun, 2048 $210.92 $741.05 $71,575.45
Jul, 2048 $208.76 $743.21 $70,832.24
Aug, 2048 $206.59 $745.38 $70,086.86
Sep, 2048 $204.42 $747.55 $69,339.31
Oct, 2048 $202.24 $749.74 $68,589.57
Nov, 2048 $200.05 $751.92 $67,837.65
Dec, 2048 $197.86 $754.11 $67,083.53
Jan, 2049 $195.66 $756.31 $66,327.22
Feb, 2049 $193.45 $758.52 $65,568.70
Mar, 2049 $191.24 $760.73 $64,807.97
Apr, 2049 $189.02 $762.95 $64,045.01
May, 2049 $186.80 $765.18 $63,279.84
Jun, 2049 $184.57 $767.41 $62,512.43
Jul, 2049 $182.33 $769.65 $61,742.78
Aug, 2049 $180.08 $771.89 $60,970.89
Sep, 2049 $177.83 $774.14 $60,196.75
Oct, 2049 $175.57 $776.40 $59,420.35
Nov, 2049 $173.31 $778.67 $58,641.68
Dec, 2049 $171.04 $780.94 $57,860.75
Jan, 2050 $168.76 $783.21 $57,077.53
Feb, 2050 $166.48 $785.50 $56,292.03
Mar, 2050 $164.19 $787.79 $55,504.24
Apr, 2050 $161.89 $790.09 $54,714.16
May, 2050 $159.58 $792.39 $53,921.76
Jun, 2050 $157.27 $794.70 $53,127.06
Jul, 2050 $154.95 $797.02 $52,330.04
Aug, 2050 $152.63 $799.35 $51,530.69
Sep, 2050 $150.30 $801.68 $50,729.02
Oct, 2050 $147.96 $804.02 $49,925.00
Nov, 2050 $145.61 $806.36 $49,118.64
Dec, 2050 $143.26 $808.71 $48,309.93
Jan, 2051 $140.90 $811.07 $47,498.86
Feb, 2051 $138.54 $813.44 $46,685.42
Mar, 2051 $136.17 $815.81 $45,869.61
Apr, 2051 $133.79 $818.19 $45,051.43
May, 2051 $131.40 $820.57 $44,230.85
Jun, 2051 $129.01 $822.97 $43,407.88
Jul, 2051 $126.61 $825.37 $42,582.51
Aug, 2051 $124.20 $827.78 $41,754.74
Sep, 2051 $121.78 $830.19 $40,924.55
Oct, 2051 $119.36 $832.61 $40,091.94
Nov, 2051 $116.93 $835.04 $39,256.90
Dec, 2051 $114.50 $837.48 $38,419.42
Jan, 2052 $112.06 $839.92 $37,579.50
Feb, 2052 $109.61 $842.37 $36,737.14
Mar, 2052 $107.15 $844.82 $35,892.31
Apr, 2052 $104.69 $847.29 $35,045.02
May, 2052 $102.21 $849.76 $34,195.26
Jun, 2052 $99.74 $852.24 $33,343.02
Jul, 2052 $97.25 $854.72 $32,488.30
Aug, 2052 $94.76 $857.22 $31,631.08
Sep, 2052 $92.26 $859.72 $30,771.36
Oct, 2052 $89.75 $862.22 $29,909.14
Nov, 2052 $87.23 $864.74 $29,044.40
Dec, 2052 $84.71 $867.26 $28,177.14
Jan, 2053 $82.18 $869.79 $27,307.35
Feb, 2053 $79.65 $872.33 $26,435.02
Mar, 2053 $77.10 $874.87 $25,560.15
Apr, 2053 $74.55 $877.42 $24,682.72
May, 2053 $71.99 $879.98 $23,802.74
Jun, 2053 $69.42 $882.55 $22,920.19
Jul, 2053 $66.85 $885.12 $22,035.06
Aug, 2053 $64.27 $887.71 $21,147.36
Sep, 2053 $61.68 $890.29 $20,257.06
Oct, 2053 $59.08 $892.89 $19,364.17
Nov, 2053 $56.48 $895.50 $18,468.68
Dec, 2053 $53.87 $898.11 $17,570.57
Jan, 2054 $51.25 $900.73 $16,669.84
Feb, 2054 $48.62 $903.35 $15,766.49
Mar, 2054 $45.99 $905.99 $14,860.50
Apr, 2054 $43.34 $908.63 $13,951.87
May, 2054 $40.69 $911.28 $13,040.58
Jun, 2054 $38.04 $913.94 $12,126.64
Jul, 2054 $35.37 $916.61 $11,210.04
Aug, 2054 $32.70 $919.28 $10,290.76
Sep, 2054 $30.01 $921.96 $9,368.80
Oct, 2054 $27.33 $924.65 $8,444.15
Nov, 2054 $24.63 $927.35 $7,516.80
Dec, 2054 $21.92 $930.05 $6,586.75
Jan, 2055 $19.21 $932.76 $5,653.99
Feb, 2055 $16.49 $935.48 $4,718.51
Mar, 2055 $13.76 $938.21 $3,780.29
Apr, 2055 $11.03 $940.95 $2,839.35
May, 2055 $8.28 $943.69 $1,895.65
Jun, 2055 $5.53 $946.45 $949.21
Jul, 2055 $2.77 $949.21 $0.00

Your mortgage payment information

... ...
  • Interest
  • Principal
  • ...Balance
2025
2030
2035
2040
2045
2050
2055

Mortgage Payment Calculator

Select
$
$
$
$
$
%
Extra Payment, Loan Types and Points
$
Select
Select
Select
Select